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St. Paul

St. Paul Electricity Rates

Moving? | Switching? | Compare Official Rates for competing energy companies in St. Paul, Texas. Not all plans are equal. This free consumer service helps you cut through hidden fees & confusing ads to quickly discover the best energy plan for your home or business. No-deposit energy plans & same day power available.

Graham Griffin
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Enri Zhulati
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Ryan Hatch
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Written by , Edited by , Reviewed by

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At your usage level

What St. Paul plans cost right now

Live pricing for the Oncor delivery territory · August 2026

15.3¢
Average across live St. Paul plans
6.8¢
Where plans we price start today
Paying more than 15.3¢? It isn’t your fault.
Check your bill in 2 minutes →

Computed across 122 live plans at 1,000 kWh, Oncor delivery included — every one from a PUCT-licensed provider we work with. Same wires either way; only the contract changes.

Advertised rates are built to win the ad, not your bill — they only hold at one exact usage. Every number on this page already bakes in fees, credits, and delivery, so the trick doesn’t work here.

Your 3-step plan

Know your ZIP? Skip the list.

1. Enter your ZIP. 2. We price every St. Paul plan we offer at your real usage. 3. Order online in about 10 minutes — power on the date you pick. No account, no spam.

Power off, or worried about a deposit? Same-day, no-deposit options →

Top plans

Top St. Paul plans by monthly usage

Fees and bill credits bend each plan’s price curve — that’s how a bargain ad turns into an ugly bill. Pick the tab closest to your monthly usage and the trick stops working. Delivery included.

Order now = online checkout in about 10 minutes. Pick your start date — same-day at most addresses — and your account number arrives by email.

Today’s standout

Best-value 12-month plan

SimpleSaver 12

APGE

6.8¢

at 1,000 kWh

$68

est. monthly total

Order now →

The lowest effective 12-month rate we price in the St. Paul area today. Your usage may crown a different winner — price it at your numbers.

Your delivery utility

Who delivers electricity in St. Paul

Oncor owns and maintains the poles, wires, and meters in St. Paul. Whichever plan you pick, Oncor still delivers the power and restores outages — switching providers never changes your wires. Every price on this page already includes Oncor delivery charges. If a rate elsewhere looks lower, check whether delivery is in it yet.

Quick answers

St. Paul electricity questions, answered

As of August 2026, plans we offer in the Oncor territory average 15.3¢ per kWh at 1,000 kWh of monthly use, and today’s lowest effective rate is 6.8¢. Advertised rates move with your usage, so price plans at your own numbers.

Oncor is St. Paul’s transmission and delivery utility. It owns the wires and meters and restores outages. You choose your retail electricity provider; Oncor delivers no matter who you pick.

Yes — most St. Paul addresses have smart meters, so orders placed by 5 p.m. on a business day can start the same day. Pick your start date at checkout, up to 90 days ahead.

Compare effective rates at YOUR usage, not advertised rates — fees and bill credits bend each plan differently. Check the contract length and cancellation fee, then confirm delivery charges are included. The tables on this page do all three, and checkout takes about ten minutes.

Yes. Texas law gives you a 14-day window before your contract end date to switch with NO early-termination fee. Find your end date on your bill, then shop it today — the expensive move is drifting onto a holdover rate.

It changes with your usage. The lowest effective rate we price in St. Paul today is 6.8¢ per kWh at 1,000 kWh — but a plan that wins at 1,000 kWh can lose at 2,000. Enter your ZIP and usage to see which company is cheapest for your home.

We currently price 122 plans in St. Paul, every one from a PUCT-licensed provider we work with, priced with delivery included.

Who sells here

Electricity companies serving St. Paul

17 providers sell into the Oncor territory today, between them offering 122 residential plans. Cheapest first, priced at 1,000 kWh with fees and delivery included.

17
companies selling here
6.8¢
cheapest today, all in
122
plans between them

Every provider here is licensed by the Public Utility Commission of Texas. A licence says they can sell to you; it says nothing about whether the plan is any good. Compare the total at your own usage, not the headline rate.

By ZIP code

Electricity rates by ZIP code in St. Paul

St. Paul spans 1 ZIP codes. Rates are set by delivery territory rather than ZIP, so these will usually match — check yours if your street sits on a boundary.

Why Texans trust us

We’d rather you stay than switch wrong

We’ve read thousands of confusing Texas bills. We know the sting when the “great rate” turns out to be neither — and it’s not because you did anything wrong.

We tell 47% of shoppers to keep the plan they already have.

Online checkout takes about 10 minutes, start date up to 90 days out.

Ten minutes from now you can be done with it: plan locked at your real usage, start date set, account number in your inbox.

Read real reviews from real Texans →

Moving to St. Paul? Set up your utilities in one pass

Electricity is the only utility you choose — and the only one where the wrong pick costs you every month. The rest come fixed with your address. The whole list:

  1. 1

    Turn on electricity

    Most St. Paul addresses have smart meters — order by 5 p.m. on a business day and power can start the same day. Pick from today’s plans above, or price every plan we offer at your usage.

    Price plans for your new address →
Go deeper The full St. Paul electricity guide Read the guide ↓

About St. Paul: population 1,017 · Collin County · deregulated — you choose your provider.

Your Insider’s Guide to Finding the Best Electricity Rates and Energy Plans in St. Paul

Whether you are a business owner, new resident, or long-time citizen of St. Paul, this comprehensive guide will enable you to find your best solution for an electricity plan.

St. Paul Electricity Rates

ProviderPlanPriceTermCancellation FeeTypeDocs
A
APGESimpleSaver 12 Credits6.8c per kWh12 Mo$150Fixed
A
APGESimpleSaver 10 Credits6.8c per kWh10 Mo$150Fixed
4
4Change EnergyMaxx Saver Value 12 Credits6.9c per kWh12 Mo$20/Mo remainingFixed
F
Frontier UtilitiesSaver Plus 12 Credits6.9c per kWh12 Mo$150Fixed
G
Gexa EnergyEco Saver Plus 12 Green Credits6.9c per kWh12 Mo$150Fixed
G
Gexa EnergySaver Plus 12 Credits6.9c per kWh12 Mo$150Fixed
R
Rhythm EnergyRhythm Max Saver 12 Green Credits6.9c per kWh12 Mo$20/Mo remainingFixed
E
Energy TexasThe Lone Saver Plus 12 Green Credits6.9c per kWh12 Mo$20/Mo remainingFixed
Total: 122 plans Utility: Oncor Fetched: 9:28 PM

Price all 122 plans at your usage →

As a resident or business owner within St. Paul, you can choose the electricity provider that best meets your needs.

Compare Power is a free consumer service started in 2009 to assist residents of St. Paul in searching for their lowest-rate energy plan.

These official rates are the identical prices you’ll find calling the energy providers or visiting their websites.

Offers from several different energy providers are displayed in a convenient grid, making comparing your options simple and quick.

This assures Texas energy customers avoid hidden charges and advertising gimmicks by comparing plans “apples-to-apples” without throwing away hours and hours making phone calls or clicking around on hundreds of different websites.

Energy in St. Paul has been deregulated. As a resident, you have a choice when picking a retail electricity provider (your energy provider), which gives you insight and command over your energy bills.

Deregulation of electricity in the state de-monopolized the energy market for most of the state, the city of St. Paul included, which introduced massive competition.

As a result, many excellent retail electricity providers compete for your business in St. Paul by offering low rates, making it a great time to compare, switch, and save costs on your energy bill.

As many as 100+ retail electricity providers compete for your business in St. Paul, and hundreds of plans exist to sort through.

Average Electricity Rates in St. Paul

May 2026

The average residential electricity rate in Texas is 16.4¢, 11% less than the U.S. average.

EIA Rates

Residential · Texas · last 24 months

14.6¢15.2¢15.8¢16.4¢17.0¢06/2405/2505/26
Latest
16.4¢/kWh
Period avg
15.5¢/kWh
Min
14.6¢/kWh
Max
17.0¢/kWh
Source: U.S. Energy Information Administration (EIA Form 826) · snapshot 2026-07-23.

Got me the cheapest electric. Nice.

How to Find the Best Energy Plan in St. Paul

#1 rule: Usage is king!

Knowing how much electricity you will use monthly is the ideal way to shop for energy in St. Paul. Why does this matter?

The “price per kWh” you see electricity companies advertising is for an exact monthly usage (usually 1000 kWh).

Every plan has a different calculation for how your monthly bill is computed, and your monthly bill will be determined by how much energy you consume each month.

Unless you match the exact advertised usage each month, you will end up paying an effective “price per kWh” different than the one you saw advertised when you enrolled.

Thankfully, there’s a better way to select your power provider.

Calculating your expected monthly bill based on anticipated monthly usage, then comparing options by the total monthly bill is the best way to shop for the best rate for your household.

Even better, if you have 12 months of usage history for your household, you can compare plans by total annual cost. This annualized method considers the changes in usage between the summer and winter months and is the ideal way to determine the ideal electricity plan for your home.

Compare Power does all this math for you instantly. What takes hours on a spreadsheet is now solved in a few seconds.

We put you in the driver’s seat, taking what would amount to hours of investigation, spreadsheets, and calculations across hundreds of plans and assisting you step-by-step with the electricity plan that’s best for your household’s consumption.

We clarify the details, disclosing the various charges, so you’ll know precisely where your money is going and what to expect on your monthly bill.

We then assist you in enrolling with your selected energy company without ever having to leave our website.

The takeaway here is you must determine your expected or historical usage before picking the best energy plan for your home.

If you don’t know your usage, estimate

If you cannot acquire 12 months of historical usage or own a brand new home, the next best thing is to estimate how much energy you will use in an average month.

While not as optimal as having all the previous 12 months of usage, estimating your average usage is better than blindly choosing the first plan you see advertised by an electricity provider at a specific usage that isn’t what you’ll consume.

Use Compare Power to shop for the best electricity plan for your specific usage.

Moving to St. Paul: Setting up Electricity

If this is your first time setting up electricity service in St. Paul, to get the best rate, you need to get the previous 12 months of energy usage for your new home.

Ask the previous homeowner to provide you with their past 12 months of usage.

This information is readily found in recent billing statements.

Acquiring usage for the past 12 months may take effort, but the time (and savings) will be well worth it.

Once you have historical usage, Compare Power will do the math instantly to help you find the best plan for your home’s usage pattern.

Note: If you cannot obtain historical usage information, a second option would be to estimate your future usage using our “Help Me Choose” tool. By simply entering your zip code, the tool can assess your home’s projected electricity consumption.

By signing up for a plan through Compare Power you will receive automated reminders when it’s time to renew your existing plan or switch plans.

Switching Electricity Companies in St. Paul

Switching is good. Market conditions are constantly in flux, so it is essential to shop for a lower price each year when your contract is about to expire.

Your existing electricity provider will generally raise your electricity rate once your contract expires. If you do not act, you’ll be left on a month-to-month rate significantly higher than the plan you signed up for.

Before renewing your contract, check the rates of competing energy companies.

Switching can save you hundreds or thousands of dollars yearly on your electricity bill.

Switching is easy:

  • You don’t have to contact your current company to cancel (no “break-up call”)
  • No one comes to your home
  • There is no disruption in your power supply
  • It takes just minutes

When you switch, your new energy company will handle everything, including canceling service with your previous provider.

There is no loss of power when you switch. Electricity in St. Paul is all delivered by the Oncor Transmission and Distribution Utility.

The wires and poles that deliver electricity to your home do not change when you switch electricity providers. Therefore the reliability of your service is not affected.

You can choose any date within 14 days of your contract expiration without an “early termination” fee. Texas law protects you here.

If you’re still under contract, check how many months remain on your contract. You can set a future start date with most companies up to 6o days in advance.

The amount saved each month by switching to a different electricity company may outweigh the one-time fee to get out of your contract early.

If you’re ready to switch and would like to know how to find the best plan remember that understanding your usage is the best way to find the lowest price.

Keep in mind that when you get ready to switch and you want to know the most efficient way to find the right plan at the best rate, it is essential that you first understand your usage. To accomplish that, you must collect the usage history for the past 12 months.

St. Paul Energy Companies

Provider Phone Rating
Good Charlie Energy 800-205-5230 4.9 (1,380)
Ambit Energy 877-282-6248 4.7 (563)
Frontier Utilities 877-437-7442 4.7 (16,419)
Gexa Energy 866-961-9399 4.7 (27,650)
Payless Power 855-854-8490 4.7 (22,601)
Pogo Energy 888-764-6669 4.7 (4,048)
Rhythm Energy 855-441-3030 4.7 (5,430)
TXU Energy 866-370-2440 4.7 (9,779)
Constellation 888-900-7052 4.6 (3,711)
Veteran Energy 800-578-7070 4.6 (1,322)
4Change Energy 855-784-2426 4.5
Amigo Energy 214-550-6496 4.5 (17)
BKV Energy 855-258-4797 4.5 (1,131)
Clearview Energy 800-746-4702 4.4 (1,068)
Just Energy 214-245-4065 4.4 (448)
Power Express 877-400-0232 4.4 (208)
Reliant 877-282-6248 4.4 (2,521)
Alliance Power 877-777-2017 4.3 (6)
APGE 877-544-4857 4.3 (2,732)
Chariot Energy 844-854-2257 4.2 (989)
Spark Energy 877-547-7275 4.2 (2,602)
Stream Energy 888-962-5888 4.2 (1,241)
TriEagle Energy 888-893-6737 4.2 (2,247)
Direct Energy 855-461-1926 4.0 (1,681)
Octopus Energy 833-628-6888 4.0 (126)
STAT Energy 855-207-7828 4.0 (100)
Varsity Energy 877-827-7389 4.0 (118)
Acacia Energy 877-997-2946 3.9 (1,800)
Green Mountain 877-245-7795 3.9 (3,294)
IronHorse 866-316-1549 3.9 (160)

Showing 30 active providers · residential. Sorted by Google rating.

Looking for a great electric company in St. Paul?

You can sign up for service with great electricity providers such as TXU Energy, Reliant, Direct Energy, and more.

To sign up, learn more, or view current rates, click on your chosen company.

No-Deposit Electricity Plans in St. Paul

Need to find an energy plan in St. Paul that doesn’t require a deposit?

If you are assessed a deposit on your first plan selection, Compare Power will automatically show you other plans available without a deposit.

Instead of calling around power providers or browsing through websites to determine if different electricity companies need a deposit, this will save you tremendous time and effort.

We will immediately check the other plans for any deposit requirements so you can get your lights on and return to your day.

Learn how to get no-deposit lights.

Deposit Waivers

You may be eligible to waive the deposit if you meet one of the Texas Public Utility Commission §25.478 - PUCT §25.478.

St. Paul Business Energy Rates

If you own a business in St. Paul, many other businesses have also established themselves here.

St. Paul has become a thriving place for many small to mid-sized companies. The city is small enough to get to know people and thrive, yet close enough to large metropolitan cities that provide even more growth opportunities.

It would help to compare prices from competing providers to lower your electricity bill.

Compare Power bridges the gap between your business and energy companies by inviting various energy providers to compete for your business in a sealed bid process.

You submit your information on Compare Power, and the providers will present their bids. You pick the best rate. Simple, quick, and easy.

Click hereto get competing quotes for your business electricity.

St. Paul Utilities

Electricity

To learn more about smart meters or to download your electricity usage, visit +1 (888) 313-4747.

To report an issue with your electricity service or power outages in St. Paul, visit the https://stormcenter.oncor.com or call them at +1 (888) 313-4747.

Gas

For gas service in St. Paul, call or visit St. Paul’s official city website to determine who your provider is.

Waster/Sewer/Garbage/Recycling

In St. Paul, the City of St. Paul usually handles water, garbage, sewer, and recycling services.

Other Utility Service Areas in Texas

Not in the Oncor Service area? Search low electricity rates by service area and local utility company.

Click on your Texas Distribution Utility (TDU) below to compare electricity rates in your service area.

  • CenterPoint
  • Oncor
  • Texas-New Mexico Power (TNMP)
  • AEP Texas North
  • AEP Texas Central
  • Sharyland Utilities

View Electricity Prices for Zip Codes in St. Paul

Find cheap electricity rates by zip code. Click on your zip code below to find competitive rates in your area.

Popular TX ZIP codes

Showing 40 of 1321 TX ZIP codes.

View Electricity Prices for Cities Near St. Paul

Are you looking for a cheap electricity rate in another city? Find your city below and click to sign up for a low-cost electricity plan.

If your city is not on the list, use the zip code finder for a rate lower than what you currently pay in your city.

St. Paul Electricity Rates FAQs

Did You Know?

DID YOU KNOW

DID YOU KNOW: St. Paul is one of the smallest census-designated places in Collin County, with a population of just over 1,000 residents as of the 2020 census. Despite being surrounded by rapidly growing suburban cities like Plano, McKinney, and Allen, St. Paul has maintained its identity as an unincorporated rural community. The CDP covers a relatively small geographic area in the heart of one of the fastest-growing counties in the United States.