Your Insider’s Guide to Finding the Best Electricity Rates and Energy Plans in San Juan
If you’re a long-time resident, new to San Juan, a business owner, or need no-deposit power, this thorough guide will help you determine your ideal electricity plan in San Juan.
San Juan Electricity Rates
| Provider | Plan | Price | Term | Cancellation Fee | Type | Docs | |
|---|---|---|---|---|---|---|---|
J | Just Energy | Smart Choice - 12 Credits | 7.6c per kWh | 12 Mo | $175 | Fixed | |
A | APGE | SimpleSaver 12 Credits | 7.6c per kWh | 12 Mo | $150 | Fixed | |
4 | 4Change Energy | Maxx Saver Value 12 Credits | 7.7c per kWh | 12 Mo | $20/Mo remaining | Fixed | |
F | Frontier Utilities | Saver Plus 12 Credits | 7.7c per kWh | 12 Mo | $150 | Fixed | |
G | Gexa Energy | Eco Saver Plus 12 Green Credits | 7.7c per kWh | 12 Mo | $150 | Fixed | |
R | Rhythm Energy | Rhythm Max Saver 12 Green Credits | 7.8c per kWh | 12 Mo | $20/Mo remaining | Fixed | |
E | Energy Texas | The Lone Saver Plus 12 Green Credits | 7.8c per kWh | 12 Mo | $20/Mo remaining | Fixed | |
A | APGE | SimpleSaver 13 Credits | 7.9c per kWh | 13 Mo | $250 | Fixed | |
A | APGE | SimpleSaver 8 Credits | 8.1c per kWh | 8 Mo | $150 | Fixed | |
4 | 4Change Energy | Maxx Saver Value 8 Credits | 8.2c per kWh | 8 Mo | $20/Mo remaining | Fixed | |
4 | 4Change Energy | Maxx Saver Value 24 Credits | 8.3c per kWh | 24 Mo | $20/Mo remaining | Fixed | |
R | Rhythm Energy | Rhythm Max Saver 24 Green Credits | 8.3c per kWh | 24 Mo | $20/Mo remaining | Fixed | |
A | APGE | SimpleSaver 24 Credits | 8.5c per kWh | 24 Mo | $250 | Fixed | |
R | Rhythm Energy | Rhythm Saver 12 Green Credits | 9.0c per kWh | 12 Mo | $20/Mo remaining | Fixed | |
D | Discount Power | Bill Credit Bundle 24 Credits | 9.7c per kWh | 24 Mo | $295 | Fixed | |
D | Discount Power | Bill Credit Bundle 12 Credits | 9.7c per kWh | 12 Mo | $150 | Fixed | |
C | Cirro Energy | Bill Bonus 24 Credits | 9.7c per kWh | 24 Mo | $295 | Fixed | |
C | Cirro Energy | Bill Bonus 12 Credits | 9.7c per kWh | 12 Mo | $150 | Fixed | |
A | APGE | SimpleSaver 36 Credits | 9.9c per kWh | 36 Mo | $350 | Fixed | |
J | Just Energy | Smart Choice - 24 Credits | 11.3c per kWh | 24 Mo | $175 | Fixed | |
J | Just Energy | Power Plus - 12 Credits | 11.5c per kWh | 12 Mo | $175 | Fixed | |
J | Just Energy | Power Plus - 24 Credits | 11.8c per kWh | 24 Mo | $175 | Fixed | |
T | TXU Energy | Smart Break 12 Credits | 11.9c per kWh | 12 Mo | $150 | Fixed | |
T | TXU Energy | Smart Break 12 Credits | 11.9c per kWh | 12 Mo | $150 | Fixed | |
R | Reliant | Power Savings 12 plan Credits | 12.5c per kWh | 12 Mo | $150 | Fixed | |
R | Reliant | Power Savings 24 plan Credits | 12.5c per kWh | 24 Mo | $295 | Fixed | |
A | Atlantex Power | Luminous 12 | 13.7c per kWh | 12 Mo | $20/Mo remaining | Fixed | |
C | Constellation | 12 Month (No Min Usage Fee) | 13.8c per kWh | 12 Mo | $150 | Fixed | |
A | APGE | True Simple 13 | 14.2c per kWh | 13 Mo | $250 | Fixed | |
A | Atlantex Power | Luminous Green 12 Green | 14.2c per kWh | 12 Mo | $20/Mo remaining | Fixed | |
A | APGE | True Simple 12 | 14.3c per kWh | 12 Mo | $150 | Fixed | |
E | Energy Texas | Texas Bright 12 Green Credits | 14.3c per kWh | 12 Mo | $20/Mo remaining | Fixed | |
E | Energy Texas | Texas Bright 13 Green Credits | 14.4c per kWh | 13 Mo | $20/Mo remaining | Fixed | |
D | Direct Energy | Live Brighter Lite 12 | 14.5c per kWh | 12 Mo | $150 | Fixed | |
T | TXU Energy | Clear Deal 12 Credits | 14.5c per kWh | 12 Mo | $150 | Fixed | |
T | TXU Energy | Clear Deal 12 Credits | 14.5c per kWh | 12 Mo | $150 | Fixed | |
A | APGE | True Simple 24 | 14.7c per kWh | 24 Mo | $250 | Fixed | |
C | Constellation | 12 Month GREEN (No Min Usage Fee) | 14.8c per kWh | 12 Mo | $150 | Fixed | |
R | Reliant | Pure Power 24 plan | 14.9c per kWh | 24 Mo | $295 | Fixed | |
R | Reliant | Pure Power 12 plan | 15.0c per kWh | 12 Mo | $150 | Fixed | |
E | Energy Texas | Texas Bright 24 Green Credits | 15.0c per kWh | 24 Mo | $20/Mo remaining | Fixed | |
A | Amigo Energy | 12th Month Free - 12 | 15.1c per kWh | 12 Mo | $175 | Fixed | |
A | APGE | True Simple 36 | 15.2c per kWh | 36 Mo | $350 | Fixed | |
F | Frontier Utilities | Light Saver 12 | 15.3c per kWh | 12 Mo | $150 | Fixed | |
E | Energy Texas | Texas Bright 36 Green Credits | 15.3c per kWh | 36 Mo | $20/Mo remaining | Fixed | |
G | Gexa Energy | Gexa Light Saver 12 Green | 15.4c per kWh | 12 Mo | $150 | Fixed | |
G | Gexa Energy | Eco Saver Value 12 Green Credits | 15.5c per kWh | 12 Mo | $150 | Fixed | |
D | Discount Power | Essential Saver 12 | 15.5c per kWh | 12 Mo | $150 | Fixed | |
C | Cirro Energy | Simple Advantage 24 | 15.5c per kWh | 24 Mo | $295 | Fixed | |
C | Cirro Energy | Simple Advantage 12 | 15.5c per kWh | 12 Mo | $150 | Fixed | |
D | Direct Energy | Live Brighter Lite 24 | 15.5c per kWh | 24 Mo | $295 | Fixed | |
T | TXU Energy | Clear Deal 24 Credits | 15.5c per kWh | 24 Mo | $295 | Fixed | |
T | TXU Energy | Clear Deal 24 Credits | 15.5c per kWh | 24 Mo | $295 | Fixed | |
F | Frontier Utilities | Saver Value Plus 12 Credits | 15.6c per kWh | 12 Mo | $150 | Fixed | |
D | Discount Power | Wise Buy Basic 24 Online | 15.7c per kWh | 24 Mo | $295 | Fixed | |
D | Direct Energy | Bright Secure 12 | 15.9c per kWh | 12 Mo | $150 | Fixed | |
T | TXU Energy | Solar Value 12 Credits | 15.9c per kWh | 12 Mo | $150 | Fixed | |
T | TXU Energy | Solar Value 12 Credits | 15.9c per kWh | 12 Mo | $150 | Fixed | |
R | Rhythm Energy | Simply Green 13 Green | 15.9c per kWh | 13 Mo | $20/Mo remaining | Fixed | |
A | Amigo Energy | Simply Days Free - 24 | 16.0c per kWh | 24 Mo | $175 | TOU | |
T | Tara Energy | Weekends Free Plan - 24 | 16.0c per kWh | 24 Mo | $175 | TOU | |
A | Amigo Energy | Secure Energy - 24 | 16.1c per kWh | 24 Mo | $175 | Fixed | |
J | Just Energy | Basics - 24 | 16.1c per kWh | 24 Mo | $175 | Fixed | |
J | Just Energy | Simple Choice- 24 | 16.1c per kWh | 24 Mo | $175 | Fixed | |
R | Reliant | Basic Power 12 plan | 16.1c per kWh | 12 Mo | $150 | Fixed | |
R | Reliant | Basic Power 24 plan | 16.1c per kWh | 24 Mo | $295 | Fixed | |
R | Rhythm Energy | Simply Green 23 Green | 16.2c per kWh | 23 Mo | $20/Mo remaining | Fixed | |
A | APGE | Rent Simple Saver 12 Credits | 16.3c per kWh | 12 Mo | $150 | Fixed | |
A | APGE | Rent Simple Saver 13 Credits | 16.4c per kWh | 13 Mo | $250 | Fixed | |
J | Just Energy | Renters Choice - 12 | 16.5c per kWh | 12 Mo | None | Fixed | |
J | Just Energy | Basics - 12 | 16.5c per kWh | 12 Mo | $175 | Fixed | |
J | Just Energy | Simple Choice- 12 | 16.5c per kWh | 12 Mo | $175 | Fixed | |
D | Direct Energy | Live Brighter 1K+ 24 | 16.7c per kWh | 24 Mo | $295 | Fixed | |
A | Amigo Energy | Simply Days Free - 12 | 16.8c per kWh | 12 Mo | $175 | TOU | |
A | APGE | Rent Simple Saver 24 Credits | 16.9c per kWh | 24 Mo | $250 | Fixed | |
A | APGE | Rent Simple Saver 18 Credits | 17.3c per kWh | 18 Mo | $250 | Fixed | |
4 | 4Change Energy | Cash Money 12 Credits | 17.5c per kWh | 12 Mo | $20/Mo remaining | Fixed | |
4 | 4Change Energy | One Rate 12 | 17.5c per kWh | 12 Mo | $20/Mo remaining | Fixed | |
G | Green Mountain | Pollution Free Conserve 12 Preferred Green | 17.5c per kWh | 12 Mo | $150 | Fixed | |
G | Green Mountain | Pollution Free Conserve 24 Preferred Green | 17.5c per kWh | 24 Mo | $295 | Fixed | |
A | APGE | Rent Simple Saver 36 Credits | 17.5c per kWh | 36 Mo | $350 | Fixed | |
J | Just Energy | Simple Value - 24 Credits | 17.7c per kWh | 24 Mo | $175 | Fixed | |
G | Green Mountain | Pollution Free e-Plus 24 Preferred Green | 17.7c per kWh | 24 Mo | $295 | Fixed | |
G | Green Mountain | Pollution Free e-Plus 12 Preferred Green | 17.7c per kWh | 12 Mo | $150 | Fixed | |
J | Just Energy | Simple Value - 36 Credits | 17.9c per kWh | 36 Mo | $175 | Fixed | |
D | Discount Power | Bill Credit Bundle Essential 12 Credits | 17.9c per kWh | 12 Mo | $150 | Fixed | |
C | Cirro Energy | Bill Bonus Base 12 Credits | 17.9c per kWh | 12 Mo | $150 | Fixed | |
J | Just Energy | Simple Value - 12 Credits | 18.0c per kWh | 12 Mo | $175 | Fixed | |
F | Frontier Utilities | Saver Value 12 Credits | 18.1c per kWh | 12 Mo | $150 | Fixed | |
G | Gexa Energy | Eco Saver Lite 12 Green Credits | 18.1c per kWh | 12 Mo | $150 | Fixed | |
T | TXU Energy | Simple Rate 12 | 18.1c per kWh | 12 Mo | $150 | Fixed | |
T | TXU Energy | Simple Rate 12 | 18.1c per kWh | 12 Mo | $150 | Fixed | |
4 | 4Change Energy | Power Maxx Saver 24 Credits | 18.3c per kWh | 24 Mo | $20/Mo remaining | Fixed | |
4 | 4Change Energy | Power Maxx Saver 12 Credits | 18.3c per kWh | 12 Mo | $20/Mo remaining | Fixed | |
F | Frontier Utilities | Saver Deluxe 12 Credits | 18.8c per kWh | 12 Mo | $150 | Fixed | |
G | Gexa Energy | Eco Saver Advantage 12 Green Credits | 18.8c per kWh | 12 Mo | $150 | Fixed | |
J | Just Energy | Mega Saver - 12 Credits | 19.1c per kWh | 12 Mo | $175 | Fixed | |
A | APGE | Ultra Flex 1 | 19.1c per kWh | 1 Mo | None | Fixed | |
A | APGE | High Usage Saver12 Credits | 19.2c per kWh | 12 Mo | $150 | Fixed | |
J | Just Energy | Mega Saver - 24 Credits | 19.3c per kWh | 24 Mo | $175 | Fixed | |
F | Frontier Utilities | Saver Premier 12 Credits | 19.3c per kWh | 12 Mo | $150 | Fixed | |
G | Gexa Energy | Eco Saver Premier 12 Green Credits | 19.4c per kWh | 12 Mo | $150 | Fixed | |
A | APGE | High Usage Saver13 Credits | 19.4c per kWh | 13 Mo | $250 | Fixed | |
R | Rhythm Energy | Watt a Deal 12 Green Credits | 19.5c per kWh | 12 Mo | $20/Mo remaining | Fixed | |
E | Energy Texas | The Texas Two-K 12 Green Credits | 19.5c per kWh | 12 Mo | $20/Mo remaining | Fixed | |
P | Payless Power | 12 Month - Prepaid - No Deposit & No Credit Check Credits | 19.7c per kWh | 12 Mo | $49 | Prepay | |
P | Payless Power | 6 Month - Prepaid -No Deposit & No Credit Check Credits | 19.7c per kWh | 6 Mo | $49 | Prepay | |
T | TXU Energy | Ultimate Season Pass 12 | 19.7c per kWh | 12 Mo | $150 | TOU | |
T | TXU Energy | Ultimate Season Pass 12 | 19.7c per kWh | 12 Mo | $150 | TOU | |
A | APGE | High Usage Saver24 Credits | 19.9c per kWh | 24 Mo | $250 | Fixed | |
T | TXU Energy | Flex Forward | 20.1c per kWh | 1 Mo | None | Fixed | |
T | TXU Energy | Flex Forward | 20.1c per kWh | 1 Mo | None | Fixed | |
D | Discount Power | Bill Credit Bundle 2000 kWh 24 Credits | 20.2c per kWh | 24 Mo | $295 | Fixed | |
D | Discount Power | Bill Credit Bundle 2000 kWh 12 Credits | 20.2c per kWh | 12 Mo | $150 | Fixed | |
C | Cirro Energy | Bill Bonus Saver 12 Credits | 20.2c per kWh | 12 Mo | $150 | Fixed | |
C | Cirro Energy | Bill Bonus Saver 24 Credits | 20.2c per kWh | 24 Mo | $295 | Fixed | |
A | APGE | High Usage Saver36 Credits | 20.5c per kWh | 36 Mo | $350 | Fixed | |
R | Reliant | Power Savings 2,000 kWh 12 plan Credits | 20.6c per kWh | 12 Mo | $150 | Fixed | |
R | Reliant | Power Savings 2,000 kWh 24 plan Credits | 20.6c per kWh | 24 Mo | $295 | Fixed | |
T | TXU Energy | Solar Saver 12 Credits | 20.9c per kWh | 12 Mo | $150 | Fixed | |
T | TXU Energy | Solar Saver 12 Credits | 20.9c per kWh | 12 Mo | $150 | Fixed | |
G | Green Mountain | Pollution Free Green Savings Plus 24 Preferred Green Credits | 21.6c per kWh | 24 Mo | $295 | Fixed | |
T | TXU Energy | Saver's Discount 12 Credits | 22.0c per kWh | 12 Mo | $150 | Fixed | |
T | TXU Energy | Saver's Discount 12 Credits | 22.0c per kWh | 12 Mo | $150 | Fixed | |
T | TXU Energy | Saver's Discount 24 Credits | 23.3c per kWh | 24 Mo | $295 | Fixed | |
T | TXU Energy | Saver's Discount 24 Credits | 23.3c per kWh | 24 Mo | $295 | Fixed | |
D | Direct Energy | Twelve Hour Power 12 Credits | 23.5c per kWh | 12 Mo | $150 | TOU |
As a resident or business owner within San Juan, you can choose the electricity provider that best meets your specific needs.
Compare Power is a free consumer service established in 2009 to help residents of San Juan search for their lowest-rate energy plan.
Plan information is presented in a user-friendly format that enables a quick and simple comparison of available plans and options.
Competing offers from many electricity providers are displayed in a simple format that makes comparing your options simple and fast.
This assists Texas consumers in avoiding hidden charges and advertising gimmicks by comparing plans “apples-to-apples” without consuming hours and hours making phone calls or clicking around on dozens of websites.
Electricity Price Trends in San Juan
Energy in San Juan has been deregulated. As an energy customer, you have a choice when selecting a retail electricity provider (your energy provider), which gives you insight and command over your energy bills.
Deregulation of electricity in the state de-monopolized the energy market for most of Texas, including the city of San Juan, which introduced massive competition.
As a result, many fantastic energy providers compete for your business in San Juan by offering low rates, making it a great time to compare, switch, and lower costs on your energy statement.
As many as 65+ providers compete for your account in San Juan, with hundreds of plans.
Average Electricity Rates in San Juan
January 2026The average residential electricity rate in Texas is 16.1¢, 14% less than the U.S. average.
EIA Rates
Residential · Texas · last 24 months
- Latest
- 15.7¢/kWh
- Period avg
- 15.3¢/kWh
- Min
- 14.5¢/kWh
- Max
- 16.1¢/kWh
Got me the cheapest electric. Nice.
How to Find the Best Energy Plan in San Juan
#1 rule: Usage is key!
Determining how much energy you will use in a month is the ideal way to shop for electricity in San Juan. Why should you care?
The “price per kWh” you see power companies advertising is for an exact monthly usage (typically 2000 kWh).
Every plan has a different calculation for how your monthly bill is calculated, and your monthly bill will change according to how much energy you use each month.
Unless you match the exact advertised usage each month, you will pay a “price per kWh” different than the one you saw advertised when you signed up.
Thankfully, there’s a better way to pick your energy company.
Calculating your expected monthly bill based on expected monthly usage, then comparing plans by total monthly bill, is the best way to shop for the lowest rate for your home.
Even better, if you have 12 months of usage history for your home, you can compare plans by total annual cost. This annualized method considers the changes in usage between the summer and winter months and is the ideal way to find the perfect energy plan for your home.
Compare Power does all this math for you in an instant. What could take you hours on a spreadsheet is now solved in moments.
We put you in the driver’s seat, taking what would amount to hours of investigation, spreadsheets, and computations across hundreds of offers and assist you step-by-step with the energy plan that’s best for your home’s consumption.
We clarify the details, disclosing all fees, so you’ll know precisely where your money is going and what to expect on your monthly bill.
We then assist you in enrolling with your chosen energy provider without ever having to leave our website.
The takeaway here is you should determine your expected or historical usage before picking the best electricity plan for your home.
If you don’t know your usage, estimate
Suppose you recently purchased a home or business or cannot obtain 12 months usage history. In that case, you can always estimate your average monthly energy usage.
Although knowing the previous 12 months of usage is optimum, it is far better to estimate the average energy consumption than to select the first electricity provider that you see advertised. After all, you have no idea how much energy you will use at that point.
Use Compare Power to find the best electricity plan for your specific usage.
Moving to San Juan: Setting up Electricity
If this is your first time setting up an electricity service in San Juan, you need to get the previous 12 months of energy usage for your new home to get the best rate.
Ask the previous homeowner to provide you with their past 12 months of usage.
This information is readily found in recent billing statements.
Acquiring usage for the past 12 months may take effort, but the time (and savings) will be well worth it.
Once you have historical usage, Compare Power will do the math instantly to help you find the best plan for your home’s usage pattern.
Note: If you cannot obtain historical usage information, a second option would be to estimate your future usage using our “Help Me Choose” tool. By simply entering your zip code, the tool will be able to assess your home’s projected electricity consumption.
Sign-up for a plan instantly through Compare Power. We will remind you when it’s time to come back to switch and save at the end of the plan length you decide on.
Switching Electricity Companies in San Juan
Switching is good. Market conditions are constantly in flux, so shopping for a lower rate each year when your contract expires is essential.
Your existing energy company will typically raise your energy rate once your term expires. If you do not take action, you’ll be left on a month-to-month rate significantly higher than the plan you signed up for.
Before renewing your contract, check the rates of competing energy companies.
Switching can save you hundreds or thousands of dollars yearly on your electricity bill.
Switching is easy:
- You don’t have to contact your current provider to cancel (no “break-up call”)
- No one comes to your home
- There is no disruption in your power supply
- It takes just minutes
When you decide to switch, your new energy company will take care of everything for you, including canceling service with your previous company.
There is no loss of power when you switch. Electricity in San Juan is all delivered by the Oncor Transmission and Distribution Utility.
The wires and poles that deliver power to your home do not change when you switch electricity providers. Therefore the reliability of your service is not affected.
You can pick any date up to 14 days before your contract’s end date without an “early termination” fee. Texas law protects you here.
If you’re still under contract, check how many months remain on your contract. You can set a future start date with most providers up to 6o days in advance.
The amount saved each month by switching to a different electricity company may outweigh the one-time fee to get out of your contract early.
If you’re ready to switch and would like to know how to find the best plan remember that understanding your usage is the best way to find the truly cheapest rate.
Keep in mind that when you get ready to switch and you want to know the most efficient way to find the right plan at the best rate, it is essential that you first understand your usage. To accomplish that, you must collect the usage history for the past 12 months.
San Juan Energy Companies
Showing 30 active providers · residential. Sorted by Google rating.
Looking for a great electric company in San Juan?
You can enroll for service with great companies such as TXU Energy, Reliant, Direct Energy, and more.
To sign up, learn more, or view current rates, click on your chosen company.
No-Deposit Electricity Plans in San Juan
If you need to find an energy plan in San Juan that requires no deposit, we can help.
If your first choice of plans charges a deposit, Compare Power will automatically show you additional plans that require no money down.
Instead of calling around electric providers or browsing websites to determine if different electricity companies need a deposit, this will save you a lot of time and effort.
Working for you, we will instantly review any deposit obligations for other plans, allowing you to get power and return to your regular activities stress-free.
Learn how to get no-deposit lights.
Deposit Waivers
You may be eligible to have the deposit waived if you meet one of the requirements from the Texas Public Utility Commission §25.478 - PUCT §25.478.
San Juan Business Electricity Plans
If you own a business in San Juan, you’ll find many other organizations also have established themselves here.
San Juan is home to many small and large companies and is a thriving place to run a business.
To manage your energy costs, you need to compare prices from competing providers.
Compare Power bridges the gap between your business and energy providers by inviting various energy providers to compete for your business in a sealed bid process.
You submit your information on Compare Power, and the providers will present their bids. You pick the cheapest rate. Simple, quick, and easy.
Click here** to get competing quotes for your business electricity.**
San Juan Utilities
Electricity
To learn more about smart meters or to download your electricity usage, visit (866) 223-8508.
To report an issue with your electricity service or power outages in San Juan, visit the https://outagemap.aeptexas.com/ or call them at (866) 223-8508.
Gas
For gas service in San Juan, call or visit San Juan’s official city website to determine who your provider is.
Waster/Sewer/Garbage/Recycling
In San Juan, water, garbage, sewer, and recycling services are usually handled by the City of San Juan.
Other Utility Service Areas in Texas
Not in the AEP Central Service area? Search low electricity rates by service area and local utility company.
Click on your Texas Distribution Utility (TDU) below to compare electricity rates in your service area.
- CenterPoint
- Oncor
- Texas-New Mexico Power (TNMP)
- AEP Texas North
- AEP Texas Central
- Sharyland Utilities
View Electricity Prices for Zip Codes in San Juan
Find cheap electricity rates by zip code. Click on your zip code below to find competitive rates in your area.
Popular TX ZIP codes
- 75001
- 75002
- 75006
- 75007
- 75009
- 75010
- 75011
- 75013
- 75015
- 75019
- 75020
- 75021
- 75022
- 75023
- 75024
- 75025
- 75028
- 75032
- 75033
- 75034
- 75035
- 75036
- 75038
- 75039
- 75040
- 75041
- 75042
- 75043
- 75044
- 75046
- 75048
- 75050
- 75051
- 75052
- 75054
- 75056
- 75057
- 75058
- 75060
- 75061
Showing 40 of 1321 TX ZIP codes.
View Electricity Prices for Cities Near San Juan
Are you looking for a cheap electricity rate in another city? Find your city below and click to sign up for a low-cost electricity plan.
If your city is not on the list, use the zip code finder for a rate lower than what you currently pay in your city.