Your insider’s guide to finding the best electricity rates and energy plans in Lyford
If you’re a long-time resident, a new mover, a business owner, or need no-deposit power, this insider’s guide will help you find your ideal electricity plan in Lyford.
Lyford Electricity Rates
| Provider | Plan | Price | Term | Cancellation Fee | Type | Docs | |
|---|---|---|---|---|---|---|---|
J | Just Energy | Smart Choice - 12 Credits | 7.6c per kWh | 12 Mo | $175 | Fixed | |
A | APGE | SimpleSaver 12 Credits | 7.6c per kWh | 12 Mo | $150 | Fixed | |
4 | 4Change Energy | Maxx Saver Value 12 Credits | 7.7c per kWh | 12 Mo | $20/Mo remaining | Fixed | |
F | Frontier Utilities | Saver Plus 12 Credits | 7.7c per kWh | 12 Mo | $150 | Fixed | |
G | Gexa Energy | Eco Saver Plus 12 Green Credits | 7.7c per kWh | 12 Mo | $150 | Fixed | |
R | Rhythm Energy | Rhythm Max Saver 12 Green Credits | 7.8c per kWh | 12 Mo | $20/Mo remaining | Fixed | |
E | Energy Texas | The Lone Saver Plus 12 Green Credits | 7.8c per kWh | 12 Mo | $20/Mo remaining | Fixed | |
A | APGE | SimpleSaver 13 Credits | 7.9c per kWh | 13 Mo | $250 | Fixed | |
A | APGE | SimpleSaver 8 Credits | 8.1c per kWh | 8 Mo | $150 | Fixed | |
4 | 4Change Energy | Maxx Saver Value 8 Credits | 8.2c per kWh | 8 Mo | $20/Mo remaining | Fixed | |
4 | 4Change Energy | Maxx Saver Value 24 Credits | 8.3c per kWh | 24 Mo | $20/Mo remaining | Fixed | |
R | Rhythm Energy | Rhythm Max Saver 24 Green Credits | 8.3c per kWh | 24 Mo | $20/Mo remaining | Fixed | |
A | APGE | SimpleSaver 24 Credits | 8.5c per kWh | 24 Mo | $250 | Fixed | |
R | Rhythm Energy | Rhythm Saver 12 Green Credits | 9.0c per kWh | 12 Mo | $20/Mo remaining | Fixed | |
D | Discount Power | Bill Credit Bundle 24 Credits | 9.7c per kWh | 24 Mo | $295 | Fixed | |
D | Discount Power | Bill Credit Bundle 12 Credits | 9.7c per kWh | 12 Mo | $150 | Fixed | |
C | Cirro Energy | Bill Bonus 24 Credits | 9.7c per kWh | 24 Mo | $295 | Fixed | |
C | Cirro Energy | Bill Bonus 12 Credits | 9.7c per kWh | 12 Mo | $150 | Fixed | |
A | APGE | SimpleSaver 36 Credits | 9.9c per kWh | 36 Mo | $350 | Fixed | |
J | Just Energy | Smart Choice - 24 Credits | 11.3c per kWh | 24 Mo | $175 | Fixed | |
J | Just Energy | Power Plus - 12 Credits | 11.5c per kWh | 12 Mo | $175 | Fixed | |
J | Just Energy | Power Plus - 24 Credits | 11.8c per kWh | 24 Mo | $175 | Fixed | |
T | TXU Energy | Smart Break 12 Credits | 11.9c per kWh | 12 Mo | $150 | Fixed | |
T | TXU Energy | Smart Break 12 Credits | 11.9c per kWh | 12 Mo | $150 | Fixed | |
R | Reliant | Power Savings 12 plan Credits | 12.5c per kWh | 12 Mo | $150 | Fixed | |
R | Reliant | Power Savings 24 plan Credits | 12.5c per kWh | 24 Mo | $295 | Fixed | |
A | Atlantex Power | Luminous 12 | 13.7c per kWh | 12 Mo | $20/Mo remaining | Fixed | |
C | Constellation | 12 Month (No Min Usage Fee) | 13.8c per kWh | 12 Mo | $150 | Fixed | |
A | APGE | True Simple 13 | 14.2c per kWh | 13 Mo | $250 | Fixed | |
A | Atlantex Power | Luminous Green 12 Green | 14.2c per kWh | 12 Mo | $20/Mo remaining | Fixed | |
A | APGE | True Simple 12 | 14.3c per kWh | 12 Mo | $150 | Fixed | |
E | Energy Texas | Texas Bright 12 Green Credits | 14.3c per kWh | 12 Mo | $20/Mo remaining | Fixed | |
E | Energy Texas | Texas Bright 13 Green Credits | 14.4c per kWh | 13 Mo | $20/Mo remaining | Fixed | |
D | Direct Energy | Live Brighter Lite 12 | 14.5c per kWh | 12 Mo | $150 | Fixed | |
T | TXU Energy | Clear Deal 12 Credits | 14.5c per kWh | 12 Mo | $150 | Fixed | |
T | TXU Energy | Clear Deal 12 Credits | 14.5c per kWh | 12 Mo | $150 | Fixed | |
A | APGE | True Simple 24 | 14.7c per kWh | 24 Mo | $250 | Fixed | |
C | Constellation | 12 Month GREEN (No Min Usage Fee) | 14.8c per kWh | 12 Mo | $150 | Fixed | |
R | Reliant | Pure Power 24 plan | 14.9c per kWh | 24 Mo | $295 | Fixed | |
R | Reliant | Pure Power 12 plan | 15.0c per kWh | 12 Mo | $150 | Fixed | |
E | Energy Texas | Texas Bright 24 Green Credits | 15.0c per kWh | 24 Mo | $20/Mo remaining | Fixed | |
A | Amigo Energy | 12th Month Free - 12 | 15.1c per kWh | 12 Mo | $175 | Fixed | |
A | APGE | True Simple 36 | 15.2c per kWh | 36 Mo | $350 | Fixed | |
F | Frontier Utilities | Light Saver 12 | 15.3c per kWh | 12 Mo | $150 | Fixed | |
E | Energy Texas | Texas Bright 36 Green Credits | 15.3c per kWh | 36 Mo | $20/Mo remaining | Fixed | |
G | Gexa Energy | Gexa Light Saver 12 Green | 15.4c per kWh | 12 Mo | $150 | Fixed | |
G | Gexa Energy | Eco Saver Value 12 Green Credits | 15.5c per kWh | 12 Mo | $150 | Fixed | |
D | Discount Power | Essential Saver 12 | 15.5c per kWh | 12 Mo | $150 | Fixed | |
C | Cirro Energy | Simple Advantage 24 | 15.5c per kWh | 24 Mo | $295 | Fixed | |
C | Cirro Energy | Simple Advantage 12 | 15.5c per kWh | 12 Mo | $150 | Fixed | |
D | Direct Energy | Live Brighter Lite 24 | 15.5c per kWh | 24 Mo | $295 | Fixed | |
T | TXU Energy | Clear Deal 24 Credits | 15.5c per kWh | 24 Mo | $295 | Fixed | |
T | TXU Energy | Clear Deal 24 Credits | 15.5c per kWh | 24 Mo | $295 | Fixed | |
F | Frontier Utilities | Saver Value Plus 12 Credits | 15.6c per kWh | 12 Mo | $150 | Fixed | |
D | Discount Power | Wise Buy Basic 24 Online | 15.7c per kWh | 24 Mo | $295 | Fixed | |
D | Direct Energy | Bright Secure 12 | 15.9c per kWh | 12 Mo | $150 | Fixed | |
T | TXU Energy | Solar Value 12 Credits | 15.9c per kWh | 12 Mo | $150 | Fixed | |
T | TXU Energy | Solar Value 12 Credits | 15.9c per kWh | 12 Mo | $150 | Fixed | |
R | Rhythm Energy | Simply Green 13 Green | 15.9c per kWh | 13 Mo | $20/Mo remaining | Fixed | |
A | Amigo Energy | Simply Days Free - 24 | 16.0c per kWh | 24 Mo | $175 | TOU | |
T | Tara Energy | Weekends Free Plan - 24 | 16.0c per kWh | 24 Mo | $175 | TOU | |
A | Amigo Energy | Secure Energy - 24 | 16.1c per kWh | 24 Mo | $175 | Fixed | |
J | Just Energy | Basics - 24 | 16.1c per kWh | 24 Mo | $175 | Fixed | |
J | Just Energy | Simple Choice- 24 | 16.1c per kWh | 24 Mo | $175 | Fixed | |
R | Reliant | Basic Power 12 plan | 16.1c per kWh | 12 Mo | $150 | Fixed | |
R | Reliant | Basic Power 24 plan | 16.1c per kWh | 24 Mo | $295 | Fixed | |
R | Rhythm Energy | Simply Green 23 Green | 16.2c per kWh | 23 Mo | $20/Mo remaining | Fixed | |
A | APGE | Rent Simple Saver 12 Credits | 16.3c per kWh | 12 Mo | $150 | Fixed | |
A | APGE | Rent Simple Saver 13 Credits | 16.4c per kWh | 13 Mo | $250 | Fixed | |
J | Just Energy | Renters Choice - 12 | 16.5c per kWh | 12 Mo | None | Fixed | |
J | Just Energy | Basics - 12 | 16.5c per kWh | 12 Mo | $175 | Fixed | |
J | Just Energy | Simple Choice- 12 | 16.5c per kWh | 12 Mo | $175 | Fixed | |
D | Direct Energy | Live Brighter 1K+ 24 | 16.7c per kWh | 24 Mo | $295 | Fixed | |
A | Amigo Energy | Simply Days Free - 12 | 16.8c per kWh | 12 Mo | $175 | TOU | |
A | APGE | Rent Simple Saver 24 Credits | 16.9c per kWh | 24 Mo | $250 | Fixed | |
A | APGE | Rent Simple Saver 18 Credits | 17.3c per kWh | 18 Mo | $250 | Fixed | |
4 | 4Change Energy | Cash Money 12 Credits | 17.5c per kWh | 12 Mo | $20/Mo remaining | Fixed | |
4 | 4Change Energy | One Rate 12 | 17.5c per kWh | 12 Mo | $20/Mo remaining | Fixed | |
G | Green Mountain | Pollution Free Conserve 12 Preferred Green | 17.5c per kWh | 12 Mo | $150 | Fixed | |
G | Green Mountain | Pollution Free Conserve 24 Preferred Green | 17.5c per kWh | 24 Mo | $295 | Fixed | |
A | APGE | Rent Simple Saver 36 Credits | 17.5c per kWh | 36 Mo | $350 | Fixed | |
J | Just Energy | Simple Value - 24 Credits | 17.7c per kWh | 24 Mo | $175 | Fixed | |
G | Green Mountain | Pollution Free e-Plus 24 Preferred Green | 17.7c per kWh | 24 Mo | $295 | Fixed | |
G | Green Mountain | Pollution Free e-Plus 12 Preferred Green | 17.7c per kWh | 12 Mo | $150 | Fixed | |
J | Just Energy | Simple Value - 36 Credits | 17.9c per kWh | 36 Mo | $175 | Fixed | |
D | Discount Power | Bill Credit Bundle Essential 12 Credits | 17.9c per kWh | 12 Mo | $150 | Fixed | |
C | Cirro Energy | Bill Bonus Base 12 Credits | 17.9c per kWh | 12 Mo | $150 | Fixed | |
J | Just Energy | Simple Value - 12 Credits | 18.0c per kWh | 12 Mo | $175 | Fixed | |
F | Frontier Utilities | Saver Value 12 Credits | 18.1c per kWh | 12 Mo | $150 | Fixed | |
G | Gexa Energy | Eco Saver Lite 12 Green Credits | 18.1c per kWh | 12 Mo | $150 | Fixed | |
T | TXU Energy | Simple Rate 12 | 18.1c per kWh | 12 Mo | $150 | Fixed | |
T | TXU Energy | Simple Rate 12 | 18.1c per kWh | 12 Mo | $150 | Fixed | |
4 | 4Change Energy | Power Maxx Saver 24 Credits | 18.3c per kWh | 24 Mo | $20/Mo remaining | Fixed | |
4 | 4Change Energy | Power Maxx Saver 12 Credits | 18.3c per kWh | 12 Mo | $20/Mo remaining | Fixed | |
F | Frontier Utilities | Saver Deluxe 12 Credits | 18.8c per kWh | 12 Mo | $150 | Fixed | |
G | Gexa Energy | Eco Saver Advantage 12 Green Credits | 18.8c per kWh | 12 Mo | $150 | Fixed | |
J | Just Energy | Mega Saver - 12 Credits | 19.1c per kWh | 12 Mo | $175 | Fixed | |
A | APGE | Ultra Flex 1 | 19.1c per kWh | 1 Mo | None | Fixed | |
A | APGE | High Usage Saver12 Credits | 19.2c per kWh | 12 Mo | $150 | Fixed | |
J | Just Energy | Mega Saver - 24 Credits | 19.3c per kWh | 24 Mo | $175 | Fixed | |
F | Frontier Utilities | Saver Premier 12 Credits | 19.3c per kWh | 12 Mo | $150 | Fixed | |
G | Gexa Energy | Eco Saver Premier 12 Green Credits | 19.4c per kWh | 12 Mo | $150 | Fixed | |
A | APGE | High Usage Saver13 Credits | 19.4c per kWh | 13 Mo | $250 | Fixed | |
R | Rhythm Energy | Watt a Deal 12 Green Credits | 19.5c per kWh | 12 Mo | $20/Mo remaining | Fixed | |
E | Energy Texas | The Texas Two-K 12 Green Credits | 19.5c per kWh | 12 Mo | $20/Mo remaining | Fixed | |
P | Payless Power | 12 Month - Prepaid - No Deposit & No Credit Check Credits | 19.7c per kWh | 12 Mo | $49 | Prepay | |
P | Payless Power | 6 Month - Prepaid -No Deposit & No Credit Check Credits | 19.7c per kWh | 6 Mo | $49 | Prepay | |
T | TXU Energy | Ultimate Season Pass 12 | 19.7c per kWh | 12 Mo | $150 | TOU | |
T | TXU Energy | Ultimate Season Pass 12 | 19.7c per kWh | 12 Mo | $150 | TOU | |
A | APGE | High Usage Saver24 Credits | 19.9c per kWh | 24 Mo | $250 | Fixed | |
T | TXU Energy | Flex Forward | 20.1c per kWh | 1 Mo | None | Fixed | |
T | TXU Energy | Flex Forward | 20.1c per kWh | 1 Mo | None | Fixed | |
D | Discount Power | Bill Credit Bundle 2000 kWh 24 Credits | 20.2c per kWh | 24 Mo | $295 | Fixed | |
D | Discount Power | Bill Credit Bundle 2000 kWh 12 Credits | 20.2c per kWh | 12 Mo | $150 | Fixed | |
C | Cirro Energy | Bill Bonus Saver 12 Credits | 20.2c per kWh | 12 Mo | $150 | Fixed | |
C | Cirro Energy | Bill Bonus Saver 24 Credits | 20.2c per kWh | 24 Mo | $295 | Fixed | |
A | APGE | High Usage Saver36 Credits | 20.5c per kWh | 36 Mo | $350 | Fixed | |
R | Reliant | Power Savings 2,000 kWh 12 plan Credits | 20.6c per kWh | 12 Mo | $150 | Fixed | |
R | Reliant | Power Savings 2,000 kWh 24 plan Credits | 20.6c per kWh | 24 Mo | $295 | Fixed | |
T | TXU Energy | Solar Saver 12 Credits | 20.9c per kWh | 12 Mo | $150 | Fixed | |
T | TXU Energy | Solar Saver 12 Credits | 20.9c per kWh | 12 Mo | $150 | Fixed | |
G | Green Mountain | Pollution Free Green Savings Plus 24 Preferred Green Credits | 21.6c per kWh | 24 Mo | $295 | Fixed | |
T | TXU Energy | Saver's Discount 12 Credits | 22.0c per kWh | 12 Mo | $150 | Fixed | |
T | TXU Energy | Saver's Discount 12 Credits | 22.0c per kWh | 12 Mo | $150 | Fixed | |
T | TXU Energy | Saver's Discount 24 Credits | 23.3c per kWh | 24 Mo | $295 | Fixed | |
T | TXU Energy | Saver's Discount 24 Credits | 23.3c per kWh | 24 Mo | $295 | Fixed | |
D | Direct Energy | Twelve Hour Power 12 Credits | 23.5c per kWh | 12 Mo | $150 | TOU |
You have the power to choose your home’s energy company in Lyford.
Compare Power is a free consumer service started in 2009 to help residents of Lyford search for their lowest-rate energy plan.
These official rates are the identical prices you’ll find calling the electricity companies or visiting them online.
Plans from many different energy companies are presented in a simple format that makes evaluating alternatives simple and quick.
This assists Texas energy customers in avoiding hidden charges and marketing gimmicks by comparing plans “apples-to-apples” without throwing away hours calling different energy companies or navigating dozens of different websites.
Electricity Price Trends in Lyford
Electricity in Lyford has been deregulated. As a resident, you can choose a retail electricity provider (your energy company), which gives you flexibility and power over your energy bill.
Deregulation of energy in Texas de-monopolized the energy market for the majority of Texas, the city of Lyford included, which introduced massive competition.
As a result, many fantastic energy companies compete for your business in Lyford by offering low rates, making it a great time to compare, switch, and lower costs on your energy bill.
As many as 65+ energy companies compete for your account in Lyford, and hundreds of plans exist.
Average Electricity Rates in Lyford
January 2026The average residential electricity rate in Texas is 16.1¢, 14% less than the U.S. average.
EIA Rates
Residential · Texas · last 24 months
- Latest
- 15.7¢/kWh
- Period avg
- 15.3¢/kWh
- Min
- 14.5¢/kWh
- Max
- 16.1¢/kWh
Got me the cheapest electric. Nice.
How to Find the Best Energy Plan in Lyford
#1 rule: Usage is king!
Discovering the amount of electricity you will use each month is the ideal way to find a deal on power in Lyford. Why is this so vital?
The “price per kWh” you see power providers advertising is for an exact monthly usage (usually 1000 kWh).
Every plan uses a different equation for how your monthly statement is calculated, and your monthly bill will change according to how much power you use in a month.
Unless you match the exact advertised usage each month, you will end up paying an effective “price per kWh” different than the one you saw advertised when you signed up.
Fortunately, there’s a better way to select your power company.
Calculating your expected monthly bill based on estimated monthly usage, then comparing rates with the total monthly bill is the best way to shop for the lowest rate for your home.
Even better, if you have 12 months of usage history for your home, you can compare plans by total annual cost. This annualized method considers the changes in usage between summer and winter months and is the absolute best way to discover the right electricity plan for your home.
Compare Power does all the complicated math for you instantly. What takes hours inside a spreadsheet is now done in a few moments.
We put you in the driver’s seat, taking what would amount to hours of research, spreadsheets, and computations across hundreds of offers and guide you step-by-step to the energy plan that’s best for your home’s consumption.
We clarify the details, disclosing the various charges, so you’ll know exactly where your money is going and what to anticipate on your monthly bill.
We then help you enroll with your selected energy company without leaving our service.
The takeaway here is you should determine your expected or historical usage before selecting the best energy plan for your home.

If you don’t know your usage, estimate
If you cannot acquire 12 months of historical usage or own a brand new home, the next best thing is to estimate how much energy you will use in an average month.
Although knowing the previous 12 months of usage is optimum, it is far better to estimate the average energy consumption than to select the first electricity provider that you see advertised. After all, you have no idea how much energy you will use at that point.
Use Compare Power to shop for the best electricity plan for your specific usage.
Moving to Lyford: Setting up Electricity
If this is your first time setting up electricity service in Lyford, to get the best rate, you need to get the previous 12 months of energy usage for your new home.
Ask the previous homeowner to provide you with their past 12 months of usage.
This information is readily found in recent billing statements.
Acquiring usage for the past 12 months may take effort, but the time (and savings) will be well worth it.
Once you have historical usage, Compare Power will do the math instantly to help you find the best plan for your home’s usage pattern.
Note: You can estimate your monthly usage if you can’t obtain a usage history. Utilize our “Help Me Choose” tool when you enter your zip code below, and we’ll help you evaluate your home’s usage.
By signing up for a plan through Compare Power, you will receive automated reminders when it’s time to renew your existing plan or possibly switch plans.
Switching Electricity Companies in Lyford
Switching is good. Market conditions are always changing, so it is essential to shop for a lower rate every year when your contract is about to expire.
Your existing energy company will normally raise your energy rate once your term expires. If you fail to take action, you’ll be left on a month-to-month rate significantly higher than the plan you signed up for.

Before renewing your contract, shop the rates of competing electricity companies.
Switching can save you hundreds or thousands of dollars yearly on your electricity bill.
Switching is easy:
- You don’t have to contact your current company to cancel (no “break-up call”)
- No one comes to your home
- There is no disruption in your electricity supply
- It takes just minutes
When you switch, your new energy company will handle everything, including canceling service with your previous provider.
There is no loss of power when you switch. Electricity in Lyford is all delivered by the Oncor Transmission and Distribution Utility.
The wires and poles that deliver electricity to your home do not change when you switch electricity providers. Therefore the reliability of your service is not affected.
You can pick any date within 14 days of your contract expiration without an “early termination” penalty. Texas law protects you here.
If you’re still under contract, check how many months remain on your contract. You can set a future start date with most providers up to 6o days in advance.
The amount saved each month by switching to a different electricity company may outweigh the one-time fee to get out of your contract early.
If you’re ready to switch and would like to know how to find the best plan remember that understanding your usage is the best way to find the lowest rate.
Keep in mind that when you get ready to switch and you want to know the most efficient way to find the right plan at the best rate, it is essential that you first understand your usage. To accomplish that, you must collect the usage history for the past 12 months.
Lyford Energy Companies
Showing 30 active providers · residential. Sorted by Google rating.
Are you looking for a great electric company in Lyford?
You can enroll for service with great companies such as TXU Energy, Reliant, Direct Energy, and more.
Click on the company of your choice to view rates, learn more, or sign up.
No-Deposit Electricity Plans in Lyford
If you need to find an energy plan in Lyford that requires no deposit, we can help.
If your first selection of plans charges a deposit, Compare Power will automatically show you additional plans that require no money down.
That saves you a lot of time and hassle. No more clicking around and calling electricity providers to determine if a deposit will be required.
Working for you, we will instantly check any deposit requirements for other plans, allowing you to get power and return to your regular activities stress-free.
Learn how to get no-deposit lights.
Deposit Waivers
You may be eligible to waive the deposit if you meet one of the Texas Public Utility Commission §25.478 - PUCT §25.478.
Lyford Business Energy Plans
If you manage a business in Lyford, you’re not alone.
Lyford has become a thriving place for many small to mid-sized companies. The city is small enough to get to know people and thrive, yet close enough to large metropolitan cities that provide even more growth opportunities.

You must shop for rates from competing energy companies to manage your energy bill.
Compare Power bridges the gap between your business and energy companies by inviting various energy providers to compete for your business in a sealed bid process.
You submit your information on Compare Power, and the companies will present their bids. You pick the cheapest rate. Simple, quick, and easy.
Click here** to get competing quotes for your business electricity.**
Lyford Utilities
Electricity
To learn more about smart meters or to download your electricity usage, visit (866) 223-8508.
To report an issue with your electricity service or power outages in Lyford, visit the https://outagemap.aeptexas.com/ or call them at (866) 223-8508.
Gas
For gas service in Lyford, call or visit Lyford’s official city website to determine who your provider is.
Waster/Sewer/Garbage/Recycling
In Lyford, the City of Lyford usually handles water, garbage, sewer, and recycling services.
Other Utility Service Areas in Texas
Not in the AEP Central Service area? Search low electricity rates by service area and local utility company.
Click on your Texas Distribution Utility (TDU) below to compare electricity rates in your service area.
- CenterPoint
- Oncor
- Texas-New Mexico Power (TNMP)
- AEP Texas North
- AEP Texas Central
- Sharyland Utilities
View Electricity Prices for Zip Codes in Lyford
Find cheap electricity rates by zip code. Click on your zip code below to find competitive rates in your area.
Popular TX ZIP codes
- 75001
- 75002
- 75006
- 75007
- 75009
- 75010
- 75011
- 75013
- 75015
- 75019
- 75020
- 75021
- 75022
- 75023
- 75024
- 75025
- 75028
- 75032
- 75033
- 75034
- 75035
- 75036
- 75038
- 75039
- 75040
- 75041
- 75042
- 75043
- 75044
- 75046
- 75048
- 75050
- 75051
- 75052
- 75054
- 75056
- 75057
- 75058
- 75060
- 75061
Showing 40 of 1321 TX ZIP codes.
View Electricity Prices for Cities Near Lyford
Are you searching for a lower electricity rate in a different city? If so, you can find the location below and then click to sign up for a more affordable electricity plan.
If your city is not on the list, use the zip code finder for a rate lower than what you currently pay in your city.