Your insider’s guide to finding the best electricity rates and energy plans in Fort Davis
If you’re a long-time resident, a new mover, own a business or need no-deposit power, this thorough guide will help you find your ideal power plan in Fort Davis.
Fort Davis electricity rates
| Provider | Plan | Price | Term | Cancellation Fee | Type | Docs | |
|---|---|---|---|---|---|---|---|
A | APGE | SimpleSaver 12 Credits | 7.6c per kWh | 12 Mo | $150 | Fixed | |
R | Rhythm Energy | Rhythm Max Saver 12 Green Credits | 7.7c per kWh | 12 Mo | $20/Mo remaining | Fixed | |
E | Energy Texas | The Lone Saver Plus 12 Green Credits | 7.7c per kWh | 12 Mo | $20/Mo remaining | Fixed | |
A | APGE | SimpleSaver 13 Credits | 8.6c per kWh | 13 Mo | $250 | Fixed | |
J | Just Energy | Smart Choice - 12 Credits | 8.7c per kWh | 12 Mo | $175 | Fixed | |
4 | 4Change Energy | Maxx Saver Value 12 Credits | 8.8c per kWh | 12 Mo | $20/Mo remaining | Fixed | |
F | Frontier Utilities | Saver Plus 12 Credits | 8.8c per kWh | 12 Mo | $150 | Fixed | |
G | Gexa Energy | Eco Saver Plus 12 Green Credits | 8.8c per kWh | 12 Mo | $150 | Fixed | |
R | Rhythm Energy | Rhythm Max Saver 24 Green Credits | 8.8c per kWh | 24 Mo | $20/Mo remaining | Fixed | |
R | Rhythm Energy | Rhythm Saver 12 Green Credits | 9.0c per kWh | 12 Mo | $20/Mo remaining | Fixed | |
A | APGE | SimpleSaver 8 Credits | 9.0c per kWh | 8 Mo | $150 | Fixed | |
4 | 4Change Energy | Maxx Saver Value 8 Credits | 9.3c per kWh | 8 Mo | $20/Mo remaining | Fixed | |
A | APGE | SimpleSaver 24 Credits | 9.9c per kWh | 24 Mo | $250 | Fixed | |
4 | 4Change Energy | Maxx Saver Value 24 Credits | 10.1c per kWh | 24 Mo | $20/Mo remaining | Fixed | |
A | APGE | SimpleSaver 36 Credits | 10.6c per kWh | 36 Mo | $350 | Fixed | |
J | Just Energy | Smart Choice - 24 Credits | 11.2c per kWh | 24 Mo | $175 | Fixed | |
J | Just Energy | Power Plus - 12 Credits | 12.1c per kWh | 12 Mo | $175 | Fixed | |
J | Just Energy | Power Plus - 24 Credits | 12.5c per kWh | 24 Mo | $175 | Fixed | |
T | TXU Energy | Smart Break 12 Credits | 13.9c per kWh | 12 Mo | $150 | Fixed | |
T | TXU Energy | Smart Break 12 Credits | 13.9c per kWh | 12 Mo | $150 | Fixed | |
D | Discount Power | Bill Credit Bundle 24 Credits | 14.1c per kWh | 24 Mo | $295 | Fixed | |
D | Discount Power | Bill Credit Bundle 12 Credits | 14.1c per kWh | 12 Mo | $150 | Fixed | |
C | Cirro Energy | Bill Bonus 24 Credits | 14.1c per kWh | 24 Mo | $295 | Fixed | |
C | Cirro Energy | Bill Bonus 12 Credits | 14.1c per kWh | 12 Mo | $150 | Fixed | |
E | Energy Texas | Texas Bright 12 Green Credits | 14.3c per kWh | 12 Mo | $20/Mo remaining | Fixed | |
E | Energy Texas | Texas Bright 13 Green Credits | 14.5c per kWh | 13 Mo | $20/Mo remaining | Fixed | |
C | Constellation | 12 Month (No Min Usage Fee) | 14.6c per kWh | 12 Mo | $150 | Fixed | |
A | APGE | True Simple 13 | 14.6c per kWh | 13 Mo | $250 | Fixed | |
A | APGE | True Simple 12 | 14.7c per kWh | 12 Mo | $150 | Fixed | |
R | Reliant | Power Savings 12 plan Credits | 14.9c per kWh | 12 Mo | $150 | Fixed | |
R | Reliant | Power Savings 24 plan Credits | 14.9c per kWh | 24 Mo | $295 | Fixed | |
C | Constellation | 12 Month GREEN (No Min Usage Fee) | 15.4c per kWh | 12 Mo | $150 | Fixed | |
A | Amigo Energy | 12th Month Free - 12 | 15.5c per kWh | 12 Mo | $175 | Fixed | |
T | TXU Energy | Clear Deal 12 Credits | 15.5c per kWh | 12 Mo | $150 | Fixed | |
T | TXU Energy | Clear Deal 12 Credits | 15.5c per kWh | 12 Mo | $150 | Fixed | |
A | Atlantex Power | Luminous 12 | 15.6c per kWh | 12 Mo | $20/Mo remaining | Fixed | |
E | Energy Texas | Texas Bright 24 Green Credits | 15.6c per kWh | 24 Mo | $20/Mo remaining | Fixed | |
A | APGE | True Simple 24 | 15.8c per kWh | 24 Mo | $250 | Fixed | |
R | Rhythm Energy | Simply Green 13 Green | 16.0c per kWh | 13 Mo | $20/Mo remaining | Fixed | |
A | APGE | True Simple 36 | 16.0c per kWh | 36 Mo | $350 | Fixed | |
A | Atlantex Power | Luminous Green 12 Green | 16.0c per kWh | 12 Mo | $20/Mo remaining | Fixed | |
A | Amigo Energy | Simply Days Free - 24 | 16.2c per kWh | 24 Mo | $175 | TOU | |
F | Frontier Utilities | Light Saver 12 | 16.2c per kWh | 12 Mo | $150 | Fixed | |
E | Energy Texas | Texas Bright 36 Green Credits | 16.2c per kWh | 36 Mo | $20/Mo remaining | Fixed | |
G | Gexa Energy | Gexa Light Saver 12 Green | 16.3c per kWh | 12 Mo | $150 | Fixed | |
A | APGE | Rent Simple Saver 12 Credits | 16.3c per kWh | 12 Mo | $150 | Fixed | |
A | APGE | Rent Simple Saver 13 Credits | 16.4c per kWh | 13 Mo | $250 | Fixed | |
4 | 4Change Energy | Cash Money 12 Credits | 16.5c per kWh | 12 Mo | $20/Mo remaining | Fixed | |
R | Reliant | Pure Power 24 plan | 16.5c per kWh | 24 Mo | $295 | Fixed | |
D | Direct Energy | Live Brighter Lite 12 | 16.5c per kWh | 12 Mo | $150 | Fixed | |
T | TXU Energy | Clear Deal 24 Credits | 16.5c per kWh | 24 Mo | $295 | Fixed | |
T | TXU Energy | Clear Deal 24 Credits | 16.5c per kWh | 24 Mo | $295 | Fixed | |
R | Rhythm Energy | Simply Green 23 Green | 16.8c per kWh | 23 Mo | $20/Mo remaining | Fixed | |
T | Tara Energy | Weekends Free Plan - 24 | 16.9c per kWh | 24 Mo | $175 | TOU | |
F | Frontier Utilities | Saver Value Plus 12 Credits | 16.9c per kWh | 12 Mo | $150 | Fixed | |
G | Gexa Energy | Eco Saver Value 12 Green Credits | 16.9c per kWh | 12 Mo | $150 | Fixed | |
R | Reliant | Pure Power 12 plan | 16.9c per kWh | 12 Mo | $150 | Fixed | |
T | TXU Energy | Solar Value 12 Credits | 16.9c per kWh | 12 Mo | $150 | Fixed | |
T | TXU Energy | Solar Value 12 Credits | 16.9c per kWh | 12 Mo | $150 | Fixed | |
A | Amigo Energy | Secure Energy - 24 | 17.0c per kWh | 24 Mo | $175 | Fixed | |
J | Just Energy | Simple Choice- 24 | 17.0c per kWh | 24 Mo | $175 | Fixed | |
J | Just Energy | Basics - 24 | 17.0c per kWh | 24 Mo | $175 | Fixed | |
A | Amigo Energy | Simply Days Free - 12 | 17.2c per kWh | 12 Mo | $175 | TOU | |
J | Just Energy | Simple Choice- 12 | 17.4c per kWh | 12 Mo | $175 | Fixed | |
J | Just Energy | Renters Choice - 12 | 17.4c per kWh | 12 Mo | None | Fixed | |
J | Just Energy | Basics - 12 | 17.4c per kWh | 12 Mo | $175 | Fixed | |
A | APGE | Rent Simple Saver 24 Credits | 17.4c per kWh | 24 Mo | $250 | Fixed | |
D | Discount Power | Essential Saver 12 | 17.5c per kWh | 12 Mo | $150 | Fixed | |
C | Cirro Energy | Simple Advantage 24 | 17.5c per kWh | 24 Mo | $295 | Fixed | |
C | Cirro Energy | Simple Advantage 12 | 17.5c per kWh | 12 Mo | $150 | Fixed | |
A | APGE | Rent Simple Saver 18 Credits | 17.6c per kWh | 18 Mo | $250 | Fixed | |
J | Just Energy | Simple Value - 24 Credits | 17.7c per kWh | 24 Mo | $175 | Fixed | |
D | Discount Power | Bill Credit Bundle Essential 12 Credits | 17.8c per kWh | 12 Mo | $150 | Fixed | |
C | Cirro Energy | Bill Bonus Base 12 Credits | 17.8c per kWh | 12 Mo | $150 | Fixed | |
J | Just Energy | Simple Value - 12 Credits | 17.9c per kWh | 12 Mo | $175 | Fixed | |
D | Direct Energy | Bright Secure 12 | 17.9c per kWh | 12 Mo | $150 | Fixed | |
D | Direct Energy | Live Brighter Lite 24 | 17.9c per kWh | 24 Mo | $295 | Fixed | |
F | Frontier Utilities | Saver Value 12 Credits | 18.0c per kWh | 12 Mo | $150 | Fixed | |
G | Gexa Energy | Eco Saver Lite 12 Green Credits | 18.0c per kWh | 12 Mo | $150 | Fixed | |
J | Just Energy | Simple Value - 36 Credits | 18.1c per kWh | 36 Mo | $175 | Fixed | |
D | Discount Power | Wise Buy Basic 24 Online | 18.1c per kWh | 24 Mo | $295 | Fixed | |
R | Reliant | Basic Power 12 plan | 18.1c per kWh | 12 Mo | $150 | Fixed | |
R | Reliant | Basic Power 24 plan | 18.1c per kWh | 24 Mo | $295 | Fixed | |
A | APGE | Rent Simple Saver 36 Credits | 18.7c per kWh | 36 Mo | $350 | Fixed | |
R | Reliant | Conservation 12 plan | 18.9c per kWh | 12 Mo | $150 | Fixed | |
R | Reliant | Conservation 24 plan | 18.9c per kWh | 24 Mo | $295 | Fixed | |
D | Direct Energy | Live Brighter 1K+ 24 | 19.1c per kWh | 24 Mo | $295 | Fixed | |
T | TXU Energy | Simple Rate 12 | 19.2c per kWh | 12 Mo | $150 | Fixed | |
T | TXU Energy | Simple Rate 12 | 19.2c per kWh | 12 Mo | $150 | Fixed | |
4 | 4Change Energy | Power Maxx Saver 24 Credits | 19.3c per kWh | 24 Mo | $20/Mo remaining | Fixed | |
4 | 4Change Energy | Power Maxx Saver 12 Credits | 19.3c per kWh | 12 Mo | $20/Mo remaining | Fixed | |
G | Green Mountain | Pollution Free Conserve 12 Preferred Green | 19.5c per kWh | 12 Mo | $150 | Fixed | |
G | Green Mountain | Pollution Free Conserve 24 Preferred Green | 19.5c per kWh | 24 Mo | $295 | Fixed | |
P | Payless Power | 12 Month - Prepaid - No Deposit & No Credit Check Credits | 19.6c per kWh | 12 Mo | $49 | Prepay | |
P | Payless Power | 6 Month - Prepaid -No Deposit & No Credit Check Credits | 19.6c per kWh | 6 Mo | $49 | Prepay | |
G | Green Mountain | Pollution Free e-Plus 24 Preferred Green | 19.7c per kWh | 24 Mo | $295 | Fixed | |
G | Green Mountain | Pollution Free e-Plus 12 Preferred Green | 19.7c per kWh | 12 Mo | $150 | Fixed | |
A | APGE | Ultra Flex 1 | 19.8c per kWh | 1 Mo | None | Fixed | |
F | Frontier Utilities | Saver Deluxe 12 Credits | 20.0c per kWh | 12 Mo | $150 | Fixed | |
G | Gexa Energy | Eco Saver Advantage 12 Green Credits | 20.0c per kWh | 12 Mo | $150 | Fixed | |
T | TXU Energy | Ultimate Season Pass 12 | 20.6c per kWh | 12 Mo | $150 | TOU | |
T | TXU Energy | Ultimate Season Pass 12 | 20.6c per kWh | 12 Mo | $150 | TOU | |
R | Rhythm Energy | Watt a Deal 12 Green Credits | 20.6c per kWh | 12 Mo | $20/Mo remaining | Fixed | |
E | Energy Texas | The Texas Two-K 12 Green Credits | 20.6c per kWh | 12 Mo | $20/Mo remaining | Fixed | |
J | Just Energy | Mega Saver - 12 Credits | 20.7c per kWh | 12 Mo | $175 | Fixed | |
A | APGE | High Usage Saver12 Credits | 20.8c per kWh | 12 Mo | $150 | Fixed | |
J | Just Energy | Mega Saver - 24 Credits | 21.0c per kWh | 24 Mo | $175 | Fixed | |
F | Frontier Utilities | Saver Premier 12 Credits | 21.0c per kWh | 12 Mo | $150 | Fixed | |
G | Gexa Energy | Eco Saver Premier 12 Green Credits | 21.1c per kWh | 12 Mo | $150 | Fixed | |
A | APGE | High Usage Saver13 Credits | 21.1c per kWh | 13 Mo | $250 | Fixed | |
T | TXU Energy | Flex Forward | 21.2c per kWh | 1 Mo | None | Fixed | |
T | TXU Energy | Flex Forward | 21.2c per kWh | 1 Mo | None | Fixed | |
A | APGE | High Usage Saver24 Credits | 21.6c per kWh | 24 Mo | $250 | Fixed | |
T | TXU Energy | Solar Saver 12 Credits | 22.1c per kWh | 12 Mo | $150 | Fixed | |
T | TXU Energy | Solar Saver 12 Credits | 22.1c per kWh | 12 Mo | $150 | Fixed | |
A | APGE | High Usage Saver36 Credits | 22.1c per kWh | 36 Mo | $350 | Fixed | |
D | Discount Power | Bill Credit Bundle 2000 kWh 24 Credits | 22.2c per kWh | 24 Mo | $295 | Fixed | |
D | Discount Power | Bill Credit Bundle 2000 kWh 12 Credits | 22.2c per kWh | 12 Mo | $150 | Fixed | |
C | Cirro Energy | Bill Bonus Saver 24 Credits | 22.2c per kWh | 24 Mo | $295 | Fixed | |
C | Cirro Energy | Bill Bonus Saver 12 Credits | 22.2c per kWh | 12 Mo | $150 | Fixed | |
R | Reliant | Power Savings 2,000 kWh 12 plan Credits | 23.2c per kWh | 12 Mo | $150 | Fixed | |
R | Reliant | Power Savings 2,000 kWh 24 plan Credits | 23.2c per kWh | 24 Mo | $295 | Fixed | |
T | TXU Energy | Saver's Discount 12 Credits | 23.4c per kWh | 12 Mo | $150 | Fixed | |
T | TXU Energy | Saver's Discount 12 Credits | 23.4c per kWh | 12 Mo | $150 | Fixed | |
D | Direct Energy | Twelve Hour Power 12 Credits | 23.5c per kWh | 12 Mo | $150 | TOU | |
G | Green Mountain | Pollution Free Green Savings Plus 24 Preferred Green Credits | 23.6c per kWh | 24 Mo | $295 | Fixed | |
T | TXU Energy | Saver's Discount 24 Credits | 24.6c per kWh | 24 Mo | $295 | Fixed | |
T | TXU Energy | Saver's Discount 24 Credits | 24.6c per kWh | 24 Mo | $295 | Fixed |
As a resident or business owner within Fort Davis, you have the power to choose the electricity provider that best meets your specific needs.
Compare Power is a free consumer service started in 2009 to assist residents of Fort Davis in searching for their best energy plan.
These official rates are the identical rates you’ll find calling the energy companies or visiting their websites.
Offers from many different electricity providers are outlined in a convenient format that makes comparing your options simple and quick.
This helps Texas energy customers avoid hidden markups and marketing gimmicks by comparing plans “apples-to-apples” without spending hours making phone calls or sorting through dozens of online sites.
Electricity price trends in Fort Davis
Electricity in Fort Davis is deregulated. As an energy customer, you have a choice when selecting a retail electricity provider (your electricity provider), which gives you insight and control over your energy bills.
Deregulation of electricity in Texas de-monopolized the electricity market for the majority of the state, the city of Fort Davis included, which introduced lots of competition.
As a result, many excellent energy providers compete for your business in Fort Davis by offering low rates, making it a great time to compare, switch, and lower costs on your energy bill.
As many as 100+ energy companies compete for your account in Fort Davis, with hundreds of plans to select from.
Average electricity rates in Fort Davis
January 2026The average residential electricity rate in Texas is 16.1¢, 14% less than the U.S. average.
EIA Rates
Residential · Texas · last 24 months
- Latest
- 15.7¢/kWh
- Period avg
- 15.3¢/kWh
- Min
- 14.5¢/kWh
- Max
- 16.1¢/kWh
- Emily (TX, United States)
How to find the best energy plan in Fort Davis
#1 rule: Usage is key!
Determining the amount of electricity you will consume in a month is the best way to find a deal on power in Fort Davis. Why is this so vital?
The “price per kWh” you see electricity companies advertising is for an exact monthly usage (usually 2000 kWh).
Every plan has a different equation for how your monthly bill is determined, and your monthly bill will be determined by how much electricity you use in the month.
Unless you use the advertised amount each month, you will end up paying a “price per kWh” different than what you observed when you enrolled.
Fortunately, there’s a better way to select your electricity plan.
Calculating your expected monthly bill based on expected monthly usage, then comparing rates by total monthly bill, is the best way to shop for the best rate.
Better still, if you have 12 months of usage history for your household, you can compare plans by total annual cost. This annualized method considers the changes in usage between the summer and winter months and is the ideal way to find the right electricity rate plan for your home.
Compare Power does all this math for you instantly. What takes hours on a spreadsheet is now solved in just seconds.
We put the power in your hands, taking what would amount to hours of research, spreadsheets, and computations across hundreds of plans and assisting you step-by-step to the electricity rate plan that’s best for your household’s usage.
We clarify the fine print, disclosing all fees, so you’ll know exactly where your money is going and what to anticipate on your bill.
We then assist you in enrolling with your selected energy provider without ever having to leave our service.
The takeaway here is you should determine your expected or historical usage before ordering the best energy plan for your home.

If you don’t know your usage, estimate
If you recently purchased a home or business, or you cannot obtain 12-months of usage history, you can always estimate the average amount of energy that you will use in any given month.
While not as optimal as having all the previous 12 months of usage, estimating your average usage is better than blindly choosing the first plan you see advertised by an energy provider at a specific usage that isn’t what you’ll consume.
Use Compare Power to find the best energy plan for your**specific usage.
Moving to Fort Davis: Setting up electricity
If this is your first time setting up electricity service in Fort Davis, to get the best rate, you need to get the previous 12 months of energy usage for your new home.
Ask the previous homeowner to provide you with their past 12 months of usage.
This information is readily found in recent billing statements.
It may take some effort to acquire usage for the past 12 months, but the time (and savings) will be well worth it.
Once you have historical usage, Compare Power will do the math instantly to help you find the best plan for your home’s usage pattern.
Note: If you are unable to obtain historical usage information, a second option would be to estimate your future usage via utilizing our “Help Me Choose” tool. By simply entering your zip code, the tool will be able to assess your home’s projected electricity consumption.
By signing up for a plan through Compare Power, you will receive automated reminders when it’s time to renew your existing plan or possibly switch plans.
Switching electricity companies in Fort Davis
Switching is good. Market conditions are constantly changing, so it is vital to shop for a lower price every year when your contract expires.
Your existing electricity company will generally raise your electricity rate once your contract expires. If you fail to take action, you’ll be left on a month-to-month rate that is significantly higher than the plan you signed up for.

Before renewing your contract, shop the rates of competing energy providers.
Switching can save you hundreds or thousands of dollars yearly on your energy bill.
Switching is easy:
When you decide to switch, your new energy company will take care of everything for you, including terminating service with your previous company.
Your lights stay on when you switch. Electricity in Fort Davis is all delivered by the Oncor Transmission and Distribution Utility.
The wires and poles that deliver power to your home do not change when you switch electricity providers. Therefore the reliability of your service is not affected.
You can pick any date up to 14 days before your current contract’s end date without an “early cancellation” fee. That’s Texas Law.
If you’re still under contract, find out how many months remain on your contract. You can set a future start date with most providers up to 6o days in advance.
The amount saved each month by switching to a different electricity company may outweigh the one-time fee to get out of your contract early.
If you are unsure, email us your latest energy bill, and one of our team members will get back to you promptly with your best options.
If you’re ready to switch and would like to know how to find the best plan remember that knowing your usage is the best way to find the truly best rate.
You will want to gather your historical usage for the last 12 months to determine the best plan with the lowest rate for your household.
Fort Davis energy companies
Showing 30 active providers · residential. Sorted by Google rating.
Are you trying to find an excellent electricity company in Fort Davis?
You can sign up for service with great electricity providers such as TXU Energy, Reliant, Direct Energy, and more.
Click on the company of your choice to view prices, learn more, or sign up.
No-deposit electricity plans in Fort Davis
Need to find an energy plan in Fort Davis that doesn’t require a deposit?
If your first selection of plans charges a deposit, Compare Power will automatically show you additional plans that require no money down.
Instead of calling many power companies or browsing through websites to determine if different electricity companies need a deposit, this will save you a ton of time and effort.
We will check the different plans for any deposit requirements instantly so you can get your power on and get back to your day.
**Learn **how to get no deposit lights.
Deposit Waivers
You may be eligible to have the deposit waived if you meet one of the requirements from the Texas Public Utility Commission §25.478 - PUCT §25.478.
If you have any questions about deposit waivers, you can contact us. One of our team members will get back to you as soon as possible.
Fort Davis business energy rates
If you run a company in Fort Davis, you’re in great company.
Fort Davis has become a thriving place for many small to mid-sized companies. The town is small enough to get to know people and thrive, yet close enough to large metropolitan cities that provide even more growth opportunities.

To lower energy costs, you need to shop rates from competing energy companies.
Compare Power bridges the gap between your business and energy companies by inviting various energy companies to compete for your business in a sealed bid process.
You submit your information on Compare Power, and the companies will present their bids. You pick the best rate. Simple, quick, and easy.
Click here** to get competing quotes for your business electricity.**
Fort Davis utilities
Electricity
To learn more about smart meters or to download your electricity usage, visit (877) 373-4858.
To report an issue with your electricity service or power outages in Fort Davis, visit the https://outagemap.aeptexas.com/ or call them at (877) 373-4858.
Gas
For gas service in Fort Davis, call or visit Fort Davis’s official city website to determine who your provider is.
Waster/Sewer/Garbage/Recycling
In Fort Davis, water, garbage, sewer, and recycling services are usually handled by the City of Fort Davis.
Other utility service areas in Texas
Not in the AEP North Service area? Search low electricity rates by service area and local utility company.
Click on your Texas Distribution Utility (TDU) below to compare electricity rates in your service area.
View electricity prices for zip codes in Fort Davis
Find cheap electricity rates by zip code. Click on your zip code below to find competitive rates in your area.
Popular TX ZIP codes
- 75001
- 75002
- 75006
- 75007
- 75009
- 75010
- 75011
- 75013
- 75015
- 75019
- 75020
- 75021
- 75022
- 75023
- 75024
- 75025
- 75028
- 75032
- 75033
- 75034
- 75035
- 75036
- 75038
- 75039
- 75040
- 75041
- 75042
- 75043
- 75044
- 75046
- 75048
- 75050
- 75051
- 75052
- 75054
- 75056
- 75057
- 75058
- 75060
- 75061
Showing 40 of 1321 TX ZIP codes.
View electricity prices for cities near Fort Davis
Are you looking for a cheap electricity rate in another city? Find your city below and click to sign up for a low-cost electricity plan.
If your city is not on the list, use the zip code finder for a rate lower than what you currently pay in your city.