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Loving

Loving Electricity Rates

Moving? | Switching? | Compare Official Rates for competing energy companies in Loving, Texas. Not all plans are equal. This free consumer service helps you cut through hidden fees & confusing ads to quickly discover the best energy plan for your home or business. No-deposit energy plans & same day power available.

Graham Griffin
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Enri Zhulati
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Ryan Hatch
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Written by , Edited by , Reviewed by

Article

At your usage level

What Loving plans cost right now

Live pricing for the TNMP delivery territory · August 2026

16.6¢
Average across live Loving plans
8.2¢
Where plans we price start today
Paying more than 16.6¢? It isn’t your fault.
Check your bill in 2 minutes →

Computed across 122 live plans at 1,000 kWh, TNMP delivery included — every one from a PUCT-licensed provider we work with. Same wires either way; only the contract changes.

Advertised rates are built to win the ad, not your bill — they only hold at one exact usage. Every number on this page already bakes in fees, credits, and delivery, so the trick doesn’t work here.

Your 3-step plan

Know your ZIP? Skip the list.

1. Enter your ZIP. 2. We price every Loving plan we offer at your real usage. 3. Order online in about 10 minutes — power on the date you pick. No account, no spam.

Power off, or worried about a deposit? Same-day, no-deposit options →

Top plans

Top Loving plans by monthly usage

Fees and bill credits bend each plan’s price curve — that’s how a bargain ad turns into an ugly bill. Pick the tab closest to your monthly usage and the trick stops working. Delivery included.

Order now = online checkout in about 10 minutes. Pick your start date — same-day at most addresses — and your account number arrives by email.

Today’s standout

Best-value 12-month plan

Rhythm Max Saver 12

Rhythm Energy

8.3¢

at 1,000 kWh

$83

est. monthly total

Order now →

The lowest effective 12-month rate we price in the Loving area today. Your usage may crown a different winner — price it at your numbers.

Your delivery utility

Who delivers electricity in Loving

TNMP owns and maintains the poles, wires, and meters in Loving. Whichever plan you pick, TNMP still delivers the power and restores outages — switching providers never changes your wires. Every price on this page already includes TNMP delivery charges. If a rate elsewhere looks lower, check whether delivery is in it yet.

Quick answers

Loving electricity questions, answered

As of August 2026, plans we offer in the TNMP territory average 16.6¢ per kWh at 1,000 kWh of monthly use, and today’s lowest effective rate is 8.2¢. Advertised rates move with your usage, so price plans at your own numbers.

TNMP is Loving’s transmission and delivery utility. It owns the wires and meters and restores outages. You choose your retail electricity provider; TNMP delivers no matter who you pick.

Yes — most Loving addresses have smart meters, so orders placed by 5 p.m. on a business day can start the same day. Pick your start date at checkout, up to 90 days ahead.

Compare effective rates at YOUR usage, not advertised rates — fees and bill credits bend each plan differently. Check the contract length and cancellation fee, then confirm delivery charges are included. The tables on this page do all three, and checkout takes about ten minutes.

Yes. Texas law gives you a 14-day window before your contract end date to switch with NO early-termination fee. Find your end date on your bill, then shop it today — the expensive move is drifting onto a holdover rate.

It changes with your usage. The lowest effective rate we price in Loving today is 8.2¢ per kWh at 1,000 kWh — but a plan that wins at 1,000 kWh can lose at 2,000. Enter your ZIP and usage to see which company is cheapest for your home.

We currently price 122 plans in Loving, every one from a PUCT-licensed provider we work with, priced with delivery included.

Who sells here

Electricity companies serving Loving

17 providers sell into the TNMP territory today, between them offering 122 residential plans. Cheapest first, priced at 1,000 kWh with fees and delivery included.

17
companies selling here
8.2¢
cheapest today, all in
122
plans between them

Every provider here is licensed by the Public Utility Commission of Texas. A licence says they can sell to you; it says nothing about whether the plan is any good. Compare the total at your own usage, not the headline rate.

By ZIP code

Electricity rates by ZIP code in Loving

Loving spans 2 ZIP codes. Rates are set by delivery territory rather than ZIP, so these will usually match — check yours if your street sits on a boundary.

Why Texans trust us

We’d rather you stay than switch wrong

We’ve read thousands of confusing Texas bills. We know the sting when the “great rate” turns out to be neither — and it’s not because you did anything wrong.

We tell 47% of shoppers to keep the plan they already have.

Online checkout takes about 10 minutes, start date up to 90 days out.

Ten minutes from now you can be done with it: plan locked at your real usage, start date set, account number in your inbox.

Read real reviews from real Texans →

Moving to Loving? Set up your utilities in one pass

Electricity is the only utility you choose — and the only one where the wrong pick costs you every month. The rest come fixed with your address. The whole list:

  1. 1

    Turn on electricity

    Most Loving addresses have smart meters — order by 5 p.m. on a business day and power can start the same day. Pick from today’s plans above, or price every plan we offer at your usage.

    Price plans for your new address →
  2. 2

    Start water & sewer

    Set by your address — one provider, no shopping needed.

    City of Loving Water Department Call 940-779-2261 Website →
    City of Loving Sewer Department Call 940-779-2261 Website →
  3. 3

    Connect natural gas

    Set by your address — one provider, no shopping needed.

  4. 4

    Set up trash & recycling

    Set by your address — one provider, no shopping needed.

    City of Loving Sanitation Call 940-779-2261 Website →
Go deeper The full Loving electricity guide Read the guide ↓

About Loving: population 285 · Young County · deregulated — you choose your provider.

Your insider’s guide to finding the best electricity rates and energy plans in Loving

Whether you are a business owner, new resident, or long-time citizen of Loving, this comprehensive guide will enable you to find your best solution for an electricity plan.

Loving Electricity Rates Table

ProviderPlanPriceTermCancellation FeeTypeDocs
A
APGESimpleSaver 10 Credits8.2c per kWh10 Mo$150Fixed
R
Rhythm EnergyRhythm Max Saver 12 Green Credits8.3c per kWh12 Mo$20/Mo remainingFixed
A
APGESimpleSaver 12 Credits8.3c per kWh12 Mo$150Fixed
E
Energy TexasThe Lone Saver Plus 12 Green Credits8.3c per kWh12 Mo$20/Mo remainingFixed
R
Rhythm EnergyRhythm Max Saver 24 Green Credits8.4c per kWh24 Mo$20/Mo remainingFixed
A
APGESimpleSaver 24 Credits8.4c per kWh24 Mo$250Fixed
4
4Change EnergyMaxx Saver Value 8 Credits8.5c per kWh8 Mo$20/Mo remainingFixed
F
Frontier UtilitiesSaver Plus 12 Credits8.8c per kWh12 Mo$150Fixed
Total: 122 plans Utility: TNMP Fetched: 9:28 PM

Price all 122 plans at your usage →

As a resident or business owner within Loving, you can choose the electricity provider that best meets your specific needs.

Compare Power is a free consumer service started in 2009 to help residents of Loving shop for their lowest-rate electricity plan.

Plan information is presented in a user-friendly format that enables quick and simple comparison of available plans and options.

Plans from many different energy providers are presented in a standardized layout, making evaluating alternatives simple and quick.

This assures Texas energy customers avoid hidden markups and advertising gimmicks by comparing plans “apples-to-apples” without consuming hours and hours calling different energy providers or sorting through hundreds of websites.

Energy in Loving is deregulated. As an energy customer, you have a choice when picking a retail electricity provider (your energy provider), which gives you insight and control over your energy bill.

Deregulation of energy in Texas de-monopolized the energy market for most of Texas, the city of Loving included, which introduced lots of competition.

As a result, many fantastic energy companies compete for your business in Loving by offering low prices, making it a great time to shop, switch, and save costs on your energy bill.

As many as 65+ providers compete for your account in Loving, and hundreds of plans exist to sort through.

Average Electricity Rates in Loving

May 2026

The average residential electricity rate in Texas is 16.4¢, 11% less than the U.S. average.

EIA Rates

Residential · Texas · last 24 months

14.6¢15.2¢15.8¢16.4¢17.0¢06/2405/2505/26
Latest
16.4¢/kWh
Period avg
15.5¢/kWh
Min
14.6¢/kWh
Max
17.0¢/kWh
Source: U.S. Energy Information Administration (EIA Form 826) · snapshot 2026-07-23.

Got me the cheapest electric. Nice.

How to Find the Best Energy Plan in Loving

#1 rule: Determine what your usage is!

Knowing how much electricity you will use in a month is the ideal way to find a deal on energy in Loving. Why should you care?

The rate electricity companies advertise is for an exact monthly usage (typically 2000 kWh).

Every plan has a different calculation for how your monthly statement is computed, and your monthly bill will change according to how much electricity you use each month.

Unless you match the exact advertised usage each month, you will end up paying an effective “price per kWh” different than what you observed when you signed up.

Fortunately, there’s a better way to pick your electricity plan.

Calculating your total monthly bill based on anticipated monthly usage, then comparing options by the total monthly bill is the best way to shop for the best rate for your household.

Better yet, if you have a year of usage history for your household, you can compare plans by total annual cost. This annualized method considers the changes in usage between the summer and winter months and is the ideal way to find the perfect electricity plan for your home.

Compare Power does all the complicated math for you instantly. What could take you hours on a spreadsheet is solved briefly.

We put you in the driver’s seat, taking what would amount to hours of research, spreadsheets, and calculations across hundreds of plans and guide you step-by-step to the electricity rate plan that’s best for your home’s usage.

We clarify the fine print, disclosing the various charges, so you’ll know precisely where your money is going and what to expect on your monthly bill.

We then assist you in enrolling with your selected power provider without leaving our website.

The bottom line is you should know your expected or historical usage before picking the right energy plan for your home.

Energy usage history document showing monthly consumption data with pen pointing to figures

If you don’t know your usage, estimate

Suppose you recently purchased a home or business or cannot obtain 12 months of usage history. In that case, you can always estimate your average energy in any given month.

While not as optimal as having all the previous 12 months of usage, estimating your average usage is better than blindly choosing the first plan you see advertised by an electricity company at a specific usage that isn’t what you’ll consume.

Use Compare Power to shop for the best electricity plan for your specific usage.

Moving to Loving: Setting up Electricity

If this is your first time setting up electricity service in Loving, to get the best rate, you need to get the previous 12 months of energy usage for your new home.

Ask the previous homeowner to provide you with their past 12 months of usage.

This information is readily found in recent billing statements.

Acquiring usage for the past 12 months may take effort, but the time (and savings) will be well worth it.

Once you have historical usage, Compare Power will do the math instantly to help you find the best plan for your home’s usage pattern.

Note: If you cannot obtain historical usage information, a second option would be to estimate your future usage using our “Help Me Choose” tool. By simply entering your zip code, the tool can assess your home’s projected electricity consumption.

Sign-up for a plan in minutes through Compare Power. We will remind you when it’s time to come back to switch and save at the end of the plan term you decide on.

Switching Electricity Companies in Loving

Switching is good. Market conditions are always changing, so it is important to shop for a lower price every year when your contract is close to expiring.

Your existing electricity company will typically raise your electricity rate once your term expires. If you do not act, you’ll be left on a month-to-month rate significantly higher than the plan you signed up for.

Electric plug on hundred dollar bills with utility bill showing balance and electric charges

Before renewing your contract, shop the rates of competing electricity companies.

Switching can save you hundreds or thousands of dollars yearly on your energy bill.

Switching is easy:

  • You don’t have to call your current provider to cancel (no “break-up call”)
  • No one comes to your home
  • There is no disruption in your electricity supply
  • It takes just minutes

When you switch, your new energy provider will handle everything, including terminating service with your previous provider.

Your lights stay on when you switch. Electricity in Loving is all delivered by the Oncor Transmission and Distribution Utility.

The wires and poles that deliver power to your home do not change when you switch energy companies. Therefore the reliability of your service is not affected.

You can choose any date within 14 days of your contract expiration without an “early cancellation” fee. Texas law protects you here.

If you’re still under contract, find out how many months remain on your contract. You can set a future start date with most companies up to 6o days in advance.

The amount saved each month by switching to a different electricity company may outweigh the one-time fee to get out of your contract early.

If you’re ready to switch and would like to know how to find the best plan remember that knowing your usage is the best way to find the cheapest rate.

Keep in mind that when you get ready to switch and you want to know the most efficient way to find the right plan at the best rate, it is essential that you first understand your usage. To accomplish that, you must collect the usage history for the past 12 months.

Loving Energy Companies

Provider Phone Rating
Good Charlie Energy 800-205-5230 4.9 (1,380)
Ambit Energy 877-282-6248 4.7 (563)
Frontier Utilities 877-437-7442 4.7 (16,419)
Gexa Energy 866-961-9399 4.7 (27,650)
Payless Power 855-854-8490 4.7 (22,601)
Pogo Energy 888-764-6669 4.7 (4,048)
Rhythm Energy 855-441-3030 4.7 (5,430)
TXU Energy 866-370-2440 4.7 (9,779)
Constellation 888-900-7052 4.6 (3,711)
Veteran Energy 800-578-7070 4.6 (1,322)
4Change Energy 855-784-2426 4.5
Amigo Energy 214-550-6496 4.5 (17)
BKV Energy 855-258-4797 4.5 (1,131)
Clearview Energy 800-746-4702 4.4 (1,068)
Just Energy 214-245-4065 4.4 (448)
Power Express 877-400-0232 4.4 (208)
Reliant 877-282-6248 4.4 (2,521)
Alliance Power 877-777-2017 4.3 (6)
APGE 877-544-4857 4.3 (2,732)
Chariot Energy 844-854-2257 4.2 (989)
Spark Energy 877-547-7275 4.2 (2,602)
Stream Energy 888-962-5888 4.2 (1,241)
TriEagle Energy 888-893-6737 4.2 (2,247)
Direct Energy 855-461-1926 4.0 (1,681)
Octopus Energy 833-628-6888 4.0 (126)
STAT Energy 855-207-7828 4.0 (100)
Varsity Energy 877-827-7389 4.0 (118)
Acacia Energy 877-997-2946 3.9 (1,800)
Green Mountain 877-245-7795 3.9 (3,294)
IronHorse 866-316-1549 3.9 (160)

Showing 30 active providers · residential. Sorted by Google rating.

Are you looking for a great electric company in Loving?

You can sign up for service with great electricity providers such as TXU Energy, Reliant, Direct Energy, and more.

To sign up, learn more, or view current rates, click on your chosen company.

No-Deposit Electricity Plans in Loving

If you need to find an energy plan in Loving that requires no deposit, we can help.

If your first selection of plans mandates a deposit, Compare Power will automatically show you additional plans that require no money down.

Instead of calling all sorts of energy providers or browsing through websites to determine if different electricity companies require a deposit, this will save you tremendous time and effort.

Working for you, we will instantly review any deposit obligations for other plans, allowing you to get power and return to your everyday activities stress-free.

Learn how to get no-deposit lights.

Deposit Waivers

You may be eligible to waive the deposit if you meet one of the Texas Public Utility Commission §25.478 - PUCT §25.478.

Loving Business Energy Rates

If you own a business in Loving, you’re in good company.

Loving is home to many small and large businesses and is a thriving town to run a business.

Open sign hanging in store window welcoming customers

You need to shop for prices from competing providers to manage your energy costs.

Compare Power bridges the gap between your business and energy companies by inviting various energy companies to compete for your business in a sealed bid process.

You enroll your information on Compare Power, and the companies will present their bids. You pick the best price. Simple, quick, and easy.

Click hereto get competing quotes for your business electricity.

Loving Utilities

Electricity

To learn more about smart meters or to download your electricity usage, visit +1 (888) 313-4747.

To report an issue with your electricity service or power outages in Loving, visit the https://stormcenter.oncor.com or call them at +1 (888) 313-4747.

Gas

For gas service in Loving, call or visit the Loving official city website to determine your provider.

Waster/Sewer/Garbage/Recycling

In Loving, the City of Loving usually handles water, garbage, sewer, and recycling services.

Other Utility Service Areas in Texas

Not in the Texas-New Mexico (TNMP) Service area? Search low electricity rates by service area and local utility company.

Click on your Texas Distribution Utility (TDU) below to compare electricity rates in your service area.

  • CenterPoint
  • Oncor
  • Texas-New Mexico Power (TNMP)
  • AEP Texas North
  • AEP Texas Central
  • Sharyland Utilities

View Electricity Prices for Zip Codes in Loving

Find cheap electricity rates by zip code. Click on your zip code below to find competitive rates in your area.

Popular TX ZIP codes

Showing 40 of 1321 TX ZIP codes.

View Electricity Prices for Cities Near Loving

Are you searching for a lower electricity rate in a different city? If so, you can find the location below and then click to sign up for a more affordable electricity plan.

Don’t see your city on the list? Use the zip code finder to search for your new low rate in your city.

Loving Electricity Rates FAQs

Did You Know?

HISTORICAL

Loving was founded in 1901 and named after Oliver Loving, the famous Texas cattleman who co-established the Goodnight-Loving Trail in 1866. This historic cattle drive route stretched from Texas to Colorado and Wyoming, helping supply beef to mining camps and military posts during the post-Civil War era. The town was established along the Fort Worth and Denver Railway, which brought prosperity to this small North Texas community.

RECENT

In 2020, Loving made headlines when it became one of the smallest incorporated cities in Texas to receive federal CARES Act funding during the COVID-19 pandemic. Despite having fewer than 300 residents, the city successfully applied for and received grants to upgrade its water infrastructure and improve internet connectivity for remote learning, demonstrating how even the tiniest communities can adapt to modern challenges.

FAMOUS PEOPLE

The city's namesake, Oliver Loving, became a legend of the American West and inspired the character Woodrow Call in Larry McMurtry's Pulitzer Prize-winning novel 'Lonesome Dove.' Loving died in 1867 from gangrene after being wounded by Comanche warriors during a cattle drive, and his business partner Charles Goodnight famously transported his body 600 miles back to Texas for burial, a journey that became part of Western folklore.

DID YOU KNOW

Loving holds the distinction of being one of the few Texas cities where the entire main street can be walked from end to end in under three minutes, yet it maintains its own independent school district that has operated continuously since 1902. The Loving ISD is so small that it often has graduating classes of fewer than 10 students, but it has produced several college graduates who went on to become doctors, lawyers, and engineers, giving it one of the highest per-capita rates of college-educated alumni in rural Texas.

CULTURAL

Every October, Loving hosts the 'Pumpkin Days Festival' where the entire population of 285 residents typically swells to over 1,000 visitors for a weekend celebration featuring homemade pies, live country music, and a pumpkin-growing contest. The festival began in 1985 when a local farmer donated his entire pumpkin crop to the city, and it has since become a beloved tradition that brings together families from across Young County. The event is so popular that many former residents plan their annual visits home around Pumpkin Days weekend.

City Departments & Utilities

City Hall

940-779-2261

Website

101 Main St, Loving, TX 76460

Water

City of Loving Water Department

940-779-2261

Website

Natural Gas

Atmos Energy

888-286-6700

Website

Garbage & Recycling

City of Loving Sanitation

940-779-2261

Website

School District

Loving Independent School District

940-779-2251

Website

Public Library

940-549-0161

Website