Your insider’s guide to finding the best electricity rates and energy plans in Holiday Lakes
If you’re a long-time resident, a new mover, own a business or need no-deposit electricity, this guide will help you find your ideal power plan in Holiday Lakes, Texas.
Holiday Lakes electricity rates
| Provider | Plan | Price | Term | Cancellation Fee | Type | Docs | |
|---|---|---|---|---|---|---|---|
A | APGE | SimpleSaver 12 Credits | 8.9c per kWh | 12 Mo | $150 | Fixed | |
R | Rhythm Energy | Rhythm Max Saver 12 Green Credits | 9.0c per kWh | 12 Mo | $20/Mo remaining | Fixed | |
E | Energy Texas | The Lone Saver Plus 12 Green Credits | 9.0c per kWh | 12 Mo | $20/Mo remaining | Fixed | |
A | APGE | SimpleSaver 13 Credits | 9.1c per kWh | 13 Mo | $250 | Fixed | |
J | Just Energy | Smart Choice - 12 Credits | 9.3c per kWh | 12 Mo | $175 | Fixed | |
4 | 4Change Energy | Maxx Saver Value 12 Credits | 9.4c per kWh | 12 Mo | $20/Mo remaining | Fixed | |
F | Frontier Utilities | Saver Plus 12 Credits | 9.4c per kWh | 12 Mo | $150 | Fixed | |
G | Gexa Energy | Eco Saver Plus 12 Green Credits | 9.4c per kWh | 12 Mo | $150 | Fixed | |
R | Rhythm Energy | Rhythm Max Saver 24 Green Credits | 9.5c per kWh | 24 Mo | $20/Mo remaining | Fixed | |
A | APGE | SimpleSaver 24 Credits | 9.5c per kWh | 24 Mo | $250 | Fixed | |
A | APGE | SimpleSaver 8 Credits | 9.7c per kWh | 8 Mo | $150 | Fixed | |
4 | 4Change Energy | Maxx Saver Value 8 Credits | 9.8c per kWh | 8 Mo | $20/Mo remaining | Fixed | |
R | Rhythm Energy | Rhythm Saver 12 Green Credits | 10.1c per kWh | 12 Mo | $20/Mo remaining | Fixed | |
4 | 4Change Energy | Maxx Saver Value 24 Credits | 10.5c per kWh | 24 Mo | $20/Mo remaining | Fixed | |
J | Just Energy | Power Plus - 12 Credits | 10.8c per kWh | 12 Mo | $175 | Fixed | |
J | Just Energy | Power Plus - 24 Credits | 10.8c per kWh | 24 Mo | $175 | Fixed | |
A | APGE | SimpleSaver 36 Credits | 11.5c per kWh | 36 Mo | $350 | Fixed | |
J | Just Energy | Smart Choice - 24 Credits | 11.9c per kWh | 24 Mo | $175 | Fixed | |
D | Discount Power | Bill Credit Bundle 24 Credits | 12.4c per kWh | 24 Mo | $295 | Fixed | |
D | Discount Power | Bill Credit Bundle 12 Credits | 12.4c per kWh | 12 Mo | $150 | Fixed | |
C | Cirro Energy | Bill Bonus 12 Credits | 12.4c per kWh | 12 Mo | $150 | Fixed | |
C | Cirro Energy | Bill Bonus 24 Credits | 12.4c per kWh | 24 Mo | $295 | Fixed | |
T | TXU Energy | Smart Break 12 Credits | 12.5c per kWh | 12 Mo | $150 | Fixed | |
T | TXU Energy | Smart Break 12 Credits | 12.5c per kWh | 12 Mo | $150 | Fixed | |
R | Reliant | Power Savings 12 plan Credits | 14.1c per kWh | 12 Mo | $150 | Fixed | |
R | Reliant | Power Savings 24 plan Credits | 14.1c per kWh | 24 Mo | $295 | Fixed | |
A | Atlantex Power | Luminous 12 | 14.8c per kWh | 12 Mo | $20/Mo remaining | Fixed | |
T | TXU Energy | Clear Deal 12 Credits | 14.9c per kWh | 12 Mo | $150 | Fixed | |
T | TXU Energy | Clear Deal 12 Credits | 14.9c per kWh | 12 Mo | $150 | Fixed | |
A | Atlantex Power | Luminous Green 12 Green | 15.3c per kWh | 12 Mo | $20/Mo remaining | Fixed | |
A | APGE | True Simple 13 | 15.4c per kWh | 13 Mo | $250 | Fixed | |
A | APGE | True Simple 12 | 15.5c per kWh | 12 Mo | $150 | Fixed | |
E | Energy Texas | Texas Bright 12 Green Credits | 15.5c per kWh | 12 Mo | $20/Mo remaining | Fixed | |
E | Energy Texas | Texas Bright 13 Green Credits | 15.5c per kWh | 13 Mo | $20/Mo remaining | Fixed | |
C | Constellation | 12 Month (No Min Usage Fee) | 15.7c per kWh | 12 Mo | $150 | Fixed | |
T | TXU Energy | Clear Deal 24 Credits | 15.9c per kWh | 24 Mo | $295 | Fixed | |
T | TXU Energy | Clear Deal 24 Credits | 15.9c per kWh | 24 Mo | $295 | Fixed | |
E | Energy Texas | Texas Bright 24 Green Credits | 16.2c per kWh | 24 Mo | $20/Mo remaining | Fixed | |
A | Amigo Energy | 12th Month Free - 12 | 16.4c per kWh | 12 Mo | $175 | Fixed | |
R | Reliant | Pure Power 24 plan | 16.5c per kWh | 24 Mo | $295 | Fixed | |
R | Reliant | Pure Power 12 plan | 16.5c per kWh | 12 Mo | $150 | Fixed | |
T | TXU Energy | Solar Value 12 Credits | 16.5c per kWh | 12 Mo | $150 | Fixed | |
T | TXU Energy | Solar Value 12 Credits | 16.5c per kWh | 12 Mo | $150 | Fixed | |
E | Energy Texas | Texas Bright 36 Green Credits | 16.5c per kWh | 36 Mo | $20/Mo remaining | Fixed | |
C | Constellation | 12 Month GREEN (No Min Usage Fee) | 16.6c per kWh | 12 Mo | $150 | Fixed | |
F | Frontier Utilities | Light Saver 12 | 16.7c per kWh | 12 Mo | $150 | Fixed | |
G | Gexa Energy | Gexa Light Saver 12 Green | 16.9c per kWh | 12 Mo | $150 | Fixed | |
D | Direct Energy | Live Brighter Lite 12 | 16.9c per kWh | 12 Mo | $150 | Fixed | |
A | APGE | True Simple 24 | 16.9c per kWh | 24 Mo | $250 | Fixed | |
R | Rhythm Energy | Simply Green 13 Green | 17.1c per kWh | 13 Mo | $20/Mo remaining | Fixed | |
A | Amigo Energy | Simply Days Free - 24 | 17.2c per kWh | 24 Mo | $175 | TOU | |
A | Amigo Energy | Secure Energy - 24 | 17.4c per kWh | 24 Mo | $175 | Fixed | |
J | Just Energy | Simple Choice- 24 | 17.4c per kWh | 24 Mo | $175 | Fixed | |
J | Just Energy | Basics - 24 | 17.4c per kWh | 24 Mo | $175 | Fixed | |
F | Frontier Utilities | Saver Value Plus 12 Credits | 17.4c per kWh | 12 Mo | $150 | Fixed | |
G | Gexa Energy | Eco Saver Value 12 Green Credits | 17.4c per kWh | 12 Mo | $150 | Fixed | |
R | Rhythm Energy | Simply Green 23 Green | 17.4c per kWh | 23 Mo | $20/Mo remaining | Fixed | |
D | Discount Power | Essential Saver 12 | 17.5c per kWh | 12 Mo | $150 | Fixed | |
R | Reliant | Basic Power 12 plan | 17.5c per kWh | 12 Mo | $150 | Fixed | |
R | Reliant | Basic Power 24 plan | 17.5c per kWh | 24 Mo | $295 | Fixed | |
T | Tara Energy | Weekends Free Plan - 24 | 17.7c per kWh | 24 Mo | $175 | TOU | |
A | APGE | Rent Simple Saver 12 Credits | 17.7c per kWh | 12 Mo | $150 | Fixed | |
A | APGE | Rent Simple Saver 13 Credits | 17.8c per kWh | 13 Mo | $250 | Fixed | |
C | Cirro Energy | Simple Advantage 24 | 17.9c per kWh | 24 Mo | $295 | Fixed | |
C | Cirro Energy | Simple Advantage 12 | 17.9c per kWh | 12 Mo | $150 | Fixed | |
D | Direct Energy | Bright Secure 12 | 17.9c per kWh | 12 Mo | $150 | Fixed | |
D | Direct Energy | Live Brighter Lite 24 | 17.9c per kWh | 24 Mo | $295 | Fixed | |
A | Amigo Energy | Simply Days Free - 12 | 18.0c per kWh | 12 Mo | $175 | TOU | |
J | Just Energy | Renters Choice - 12 | 18.0c per kWh | 12 Mo | None | Fixed | |
J | Just Energy | Basics - 12 | 18.0c per kWh | 12 Mo | $175 | Fixed | |
J | Just Energy | Simple Choice- 12 | 18.0c per kWh | 12 Mo | $175 | Fixed | |
A | APGE | True Simple 36 | 18.0c per kWh | 36 Mo | $350 | Fixed | |
R | Reliant | Conservation 12 plan | 18.1c per kWh | 12 Mo | $150 | Fixed | |
R | Reliant | Conservation 24 plan | 18.1c per kWh | 24 Mo | $295 | Fixed | |
D | Discount Power | Wise Buy Basic 24 Online | 18.3c per kWh | 24 Mo | $295 | Fixed | |
4 | 4Change Energy | Cash Money 12 Credits | 18.5c per kWh | 12 Mo | $20/Mo remaining | Fixed | |
A | APGE | Rent Simple Saver 18 Credits | 18.6c per kWh | 18 Mo | $250 | Fixed | |
T | TXU Energy | Simple Rate 12 | 18.7c per kWh | 12 Mo | $150 | Fixed | |
T | TXU Energy | Simple Rate 12 | 18.7c per kWh | 12 Mo | $150 | Fixed | |
A | APGE | Rent Simple Saver 24 Credits | 18.8c per kWh | 24 Mo | $250 | Fixed | |
G | Green Mountain | Pollution Free Conserve 12 Preferred Green | 18.9c per kWh | 12 Mo | $150 | Fixed | |
G | Green Mountain | Pollution Free Conserve 24 Preferred Green | 18.9c per kWh | 24 Mo | $295 | Fixed | |
J | Just Energy | Simple Value - 24 Credits | 19.1c per kWh | 24 Mo | $175 | Fixed | |
D | Discount Power | Bill Credit Bundle Essential 12 Credits | 19.1c per kWh | 12 Mo | $150 | Fixed | |
C | Cirro Energy | Bill Bonus Base 12 Credits | 19.1c per kWh | 12 Mo | $150 | Fixed | |
J | Just Energy | Simple Value - 12 Credits | 19.3c per kWh | 12 Mo | $175 | Fixed | |
J | Just Energy | Simple Value - 36 Credits | 19.3c per kWh | 36 Mo | $175 | Fixed | |
F | Frontier Utilities | Saver Value 12 Credits | 19.3c per kWh | 12 Mo | $150 | Fixed | |
G | Gexa Energy | Eco Saver Lite 12 Green Credits | 19.3c per kWh | 12 Mo | $150 | Fixed | |
G | Green Mountain | Pollution Free e-Plus 24 Preferred Green | 19.3c per kWh | 24 Mo | $295 | Fixed | |
G | Green Mountain | Pollution Free e-Plus 12 Preferred Green | 19.3c per kWh | 12 Mo | $150 | Fixed | |
D | Direct Energy | Live Brighter 1K+ 24 | 19.3c per kWh | 24 Mo | $295 | Fixed | |
A | APGE | Rent Simple Saver 36 Credits | 19.4c per kWh | 36 Mo | $350 | Fixed | |
4 | 4Change Energy | Power Maxx Saver 24 Credits | 19.6c per kWh | 24 Mo | $20/Mo remaining | Fixed | |
4 | 4Change Energy | Power Maxx Saver 12 Credits | 19.6c per kWh | 12 Mo | $20/Mo remaining | Fixed | |
T | TXU Energy | Ultimate Season Pass 12 | 20.4c per kWh | 12 Mo | $150 | TOU | |
T | TXU Energy | Ultimate Season Pass 12 | 20.4c per kWh | 12 Mo | $150 | TOU | |
F | Frontier Utilities | Saver Deluxe 12 Credits | 20.5c per kWh | 12 Mo | $150 | Fixed | |
G | Gexa Energy | Eco Saver Advantage 12 Green Credits | 20.5c per kWh | 12 Mo | $150 | Fixed | |
R | Rhythm Energy | Watt a Deal 12 Green Credits | 20.5c per kWh | 12 Mo | $20/Mo remaining | Fixed | |
E | Energy Texas | The Texas Two-K 12 Green Credits | 20.5c per kWh | 12 Mo | $20/Mo remaining | Fixed | |
P | Payless Power | 12 Month - Prepaid - No Deposit & No Credit Check Credits | 20.7c per kWh | 12 Mo | $49 | Prepay | |
T | TXU Energy | Flex Forward | 20.7c per kWh | 1 Mo | None | Fixed | |
T | TXU Energy | Flex Forward | 20.7c per kWh | 1 Mo | None | Fixed | |
P | Payless Power | 6 Month - Prepaid -No Deposit & No Credit Check Credits | 20.8c per kWh | 6 Mo | $49 | Prepay | |
J | Just Energy | Mega Saver - 12 Credits | 21.0c per kWh | 12 Mo | $175 | Fixed | |
A | APGE | Ultra Flex 1 | 21.0c per kWh | 1 Mo | None | Fixed | |
J | Just Energy | Mega Saver - 24 Credits | 21.1c per kWh | 24 Mo | $175 | Fixed | |
F | Frontier Utilities | Saver Premier 12 Credits | 21.1c per kWh | 12 Mo | $150 | Fixed | |
G | Gexa Energy | Eco Saver Premier 12 Green Credits | 21.2c per kWh | 12 Mo | $150 | Fixed | |
A | APGE | High Usage Saver12 Credits | 21.4c per kWh | 12 Mo | $150 | Fixed | |
T | TXU Energy | Solar Saver 12 Credits | 21.5c per kWh | 12 Mo | $150 | Fixed | |
T | TXU Energy | Solar Saver 12 Credits | 21.5c per kWh | 12 Mo | $150 | Fixed | |
R | Reliant | Power Savings 2,000 kWh 12 plan Credits | 22.0c per kWh | 12 Mo | $150 | Fixed | |
R | Reliant | Power Savings 2,000 kWh 24 plan Credits | 22.0c per kWh | 24 Mo | $295 | Fixed | |
A | APGE | High Usage Saver13 Credits | 22.1c per kWh | 13 Mo | $250 | Fixed | |
D | Discount Power | Bill Credit Bundle 2000 kWh 12 Credits | 22.4c per kWh | 12 Mo | $150 | Fixed | |
D | Discount Power | Bill Credit Bundle 2000 kWh 24 Credits | 22.4c per kWh | 24 Mo | $295 | Fixed | |
C | Cirro Energy | Bill Bonus Saver 24 Credits | 22.4c per kWh | 24 Mo | $295 | Fixed | |
C | Cirro Energy | Bill Bonus Saver 12 Credits | 22.4c per kWh | 12 Mo | $150 | Fixed | |
A | APGE | High Usage Saver24 Credits | 22.4c per kWh | 24 Mo | $250 | Fixed | |
T | TXU Energy | Saver's Discount 12 Credits | 22.8c per kWh | 12 Mo | $150 | Fixed | |
T | TXU Energy | Saver's Discount 12 Credits | 22.8c per kWh | 12 Mo | $150 | Fixed | |
A | APGE | High Usage Saver36 Credits | 22.8c per kWh | 36 Mo | $350 | Fixed | |
G | Green Mountain | Pollution Free Green Savings Plus 24 Preferred Green Credits | 23.4c per kWh | 24 Mo | $295 | Fixed | |
D | Direct Energy | Twelve Hour Power 12 Credits | 23.7c per kWh | 12 Mo | $150 | TOU | |
T | TXU Energy | Saver's Discount 24 Credits | 24.0c per kWh | 24 Mo | $295 | Fixed | |
T | TXU Energy | Saver's Discount 24 Credits | 24.0c per kWh | 24 Mo | $295 | Fixed |
You have the power to choose your home’s electric provider in Holiday Lakes.
Compare Power is a free consumer service started in 2009 to assist residents of Holiday Lakes in searching for their best energy plan.
These official rates are the same rates you’ll find calling the electricity companies or visiting their websites.
Competing plans from many electricity providers are outlined in a convenient layout that makes evaluating alternatives simple and fast.
This helps Texas consumers avoid hidden fees and marketing gimmicks by comparing plans “apples-to-apples” without spending hours making phone calls or clicking around on hundreds of websites.
Electricity price trends in Holiday Lakes
Energy in Holiday Lakes has been deregulated. As an energy customer, you have a choice when picking a retail electricity provider (your energy company), which gives you insight and command over your energy bill.
Deregulation of energy in Texas de-monopolized the energy market for most of the state, including the city of Holiday Lakes, which introduced lots of competition.
As a result, many excellent retail electricity providers compete for your business in Holiday Lakes by offering low prices, making it a great time to compare, switch, and save money on your power bill.
As many as 100+ retail electricity providers compete for your business in Holiday Lakes, with hundreds of plans to choose from.
Average electricity rates in Holiday Lakes
January 2026The average residential electricity rate in Texas is 16.1¢, 14% less than the U.S. average.
EIA Rates
Residential · Texas · last 24 months
- Latest
- 15.7¢/kWh
- Period avg
- 15.3¢/kWh
- Min
- 14.5¢/kWh
- Max
- 16.1¢/kWh
- Emily (TX, United States)
How to find the best energy plan in Holiday Lakes
#1 rule: Determine what your usage is!
Knowing the amount of electricity you will consume month-to-month is the best way to shop for power in Holiday Lakes. Why should you care?
You see energy providers advertising the “price per kWh” for an exact monthly usage (usually 2000 kWh).
Every plan has a different equation for how your monthly bill is determined, and your monthly bill will change according to how much energy you use in a month.
Unless you use exactly the advertised amount each month, you will end up paying an effective “price per kWh” different than the one you saw advertised when you ordered.
Thankfully, there’s a better way to choose your energy company.
Calculating your expected monthly bill based on anticipated monthly usage, then comparing options by the total monthly bill is the best way to shop for the lowest rate for your home.
Better still, if you have 12 months of usage history for your household, you can compare plans by total annual cost. This annualized method considers the changes in usage between the summer and winter months and is the ideal way to discover the right electricity plan for your home.
Compare Power does all this math for you in an instant. What takes hours on a spreadsheet is now solved in just moments.
We put you in the driver’s seat, taking what would amount to hours of research, spreadsheets, and calculations across hundreds of offers and assisting you step-by-step with the energy rate plan that’s best for your home’s usage.
We clarify the fine print, disclosing the various charges, so you’ll know exactly where your money is going and what to anticipate on your bill.
We then assist you in ordering your plan with your selected power provider without ever having to leave our service.
The takeaway here is you must know your expected or historical usage before picking the right energy plan for your home.

If you don’t know your usage, estimate
Suppose you recently purchased a home or business or cannot obtain 12 months of usage history. In that case, you can always estimate the average energy you will use in any given month.
Although knowing the previous 12 months of usage is optimum, it is far better to estimate the average energy consumption than to select the first electricity provider that you see advertised. After all, you have no idea how much energy you will use at that point.
Use Compare Power to find the best energy plan for your**specific usage.
Moving to Holiday Lakes: Setting up electricity
If this is your first time setting up electricity service in Holiday Lakes, to get the best rate, you need to get the previous 12 months of energy usage for your new home.
Ask the previous homeowner to provide you with their past 12 months of usage.
This information is readily found in recent billing statements.
Acquiring usage for the past 12 months may take effort, but the time (and savings) will be well worth it.
Once you have historical usage, Compare Power will do the math instantly to help you find the best plan for your home’s usage pattern.
Note: If you cannot obtain historical usage information, a second option would be to estimate your future usage using our “Help Me Choose” tool. By simply entering your zip code, the tool can assess your home’s projected electricity consumption.
By signing up for a plan through Compare Power, you will receive automated reminders when renewing your existing plan or possibly switching plans.
Switching electricity companies in Holiday Lakes
Switching is good. Market conditions are always changing, so it is important to shop for a lower rate each year when your contract is about to expire.
Your existing electricity company will normally raise your electricity rate once your term expires. If you do not take action, you’ll be left on a month-to-month rate that is significantly more than the plan you signed up for.

Before renewing your contract, check the rates of competing electricity providers.
Switching can save you hundreds or thousands of dollars yearly on your electricity bill.
Switching is easy:
When you decide to switch, your new electricity provider will handle everything for you, including canceling service with your previous company.
Your lights stay on when you switch. Electricity in Holiday Lakes is all delivered by the Oncor Transmission and Distribution Utility.
The wires and poles that deliver power to your home do not change when you switch energy companies. Therefore the reliability of your service is not affected.
You can choose any date within 14 days of your contract expiration date without an “early termination” penalty. Texas law protects you here.
If you’re still under contract, check how many months remain on your contract. You can set a future start date with most providers up to 6o days in advance.
The amount saved each month by switching to a different electricity company may outweigh the one-time fee to get out of your contract early.
If you’re ready to switch and want to know how to find the best plan remember that understanding your usage is the best way to find the truly lowest price.
Keep in mind that when you get ready to switch and you want to know the most efficient way to find the right plan at the best rate, it is essential that you first understand your usage. To accomplish that, you will need to collect the usage history for the past 12 months.
Holiday Lakes energy companies
Showing 30 active providers · residential. Sorted by Google rating.
Looking for a great electric company in Holiday Lakes?
You can sign up for service with great electricity providers such as TXU Energy, Reliant, Direct Energy, and more.
To sign up, learn more, or view current rates, click on your chosen company.
No-deposit electricity plans in Holiday Lakes
Need to find an energy plan in Holiday Lakes that doesn’t require a deposit?
If assessed a deposit on your first plan selection, Compare Power will automatically show you other plans available without a deposit.
That saves you a lot of time and hassle. No more clicking around and calling energy companies to determine if a deposit is needed.
We will instantly check the other plans for any deposit obligations, so you can get your power on and return to your day.
**Learn **how to get no-deposit lights.
Deposit Waivers
You may be eligible to waive the deposit if you meet one of the Texas Public Utility Commission §25.478 - PUCT §25.478.
If you have any questions about deposit waivers, you can contact us. One of our team members will get back to you as soon as possible.
Holiday Lakes business electricity rates
If you run a company in Holiday Lakes, you’re in good company.
Holiday Lakes is home to many small and large businesses and is a great place to run a business.

You need to shop for prices from competing providers to manage your electricity costs.
Compare Power bridges the gap between your business and energy providers by inviting various energy companies to compete for your business in a sealed bid process.
You submit your information once, and the companies will present their bids. You choose the cheapest rate. Simple, quick, and easy.
Click here** to get competing quotes for your business electricity.**
Holiday Lakes utilities
Electricity
To learn more about smart meters or to download your electricity usage, visit (713) 207-2222.
To report an issue with your electricity service or power outages in Holiday Lakes, visit the https://outage.centerpointenergy.com or call them at (713) 207-2222.
Gas
For gas service in Holiday Lakes, call or visit Holiday Lakes’ official city website to determine who your provider is.
Waster/Sewer/Garbage/Recycling
In Holiday Lakes, water, garbage, sewer, and recycling services are usually handled by the City of Holiday Lakes.
Other utility service areas in Texas
Not in the Texas-New Mexico (TNMP) Service area? Search low electricity rates by service area and local utility company.
Click on your Texas Distribution Utility (TDU) below to compare electricity rates in your service area.
View electricity prices for zip codes in Holiday Lakes
Find cheap electricity rates by zip code. Click on your zip code below to find competitive rates in your area.
Popular TX ZIP codes
- 75001
- 75002
- 75006
- 75007
- 75009
- 75010
- 75011
- 75013
- 75015
- 75019
- 75020
- 75021
- 75022
- 75023
- 75024
- 75025
- 75028
- 75032
- 75033
- 75034
- 75035
- 75036
- 75038
- 75039
- 75040
- 75041
- 75042
- 75043
- 75044
- 75046
- 75048
- 75050
- 75051
- 75052
- 75054
- 75056
- 75057
- 75058
- 75060
- 75061
Showing 40 of 1321 TX ZIP codes.
View electricity prices for cities near Holiday Lakes
Are you looking for a cheap electricity rate in another city? Find your city below and click to sign up for a low-cost electricity plan.
If your city is not on the list, use the zip code finder for a rate lower than what you currently pay in your city.